To check bad debts online with CCCD, individuals follow the following steps:
Step 1: Access the CIC website: https://cic.gov.vn
Select “Register” on the right corner of the screen to register an account (if you do not have an account yet).
![](https://media-cdn-v2.laodong.vn/storage/newsportal/2025/2/12/1462095/Rsz_2B1.jpg)
Step 2: Register according to the instructions, fill in the information provided by the system completely and accurately and create a password for the account. Depending on the registration subject, you can choose an individual or a business.
Note: Items marked with (*) must be filled in completely, do not leave blank.
![](https://media-cdn-v2.laodong.vn/storage/newsportal/2025/2/12/1462095/Rzb22.jpg)
Step 3: Enter the OTP code sent to the registered phone number and click “Continue”.
![](https://media-cdn-v2.laodong.vn/storage/newsportal/2025/2/12/1462095/Anh-B3.jpg)
After completing the above steps, after 01 day the system will call to verify the information.
Step 4: After the information is confirmed, users can access the CIC website to log in and select "Report Mining" to check their CIC bad debt.
![4 buoc de kiem tra no xau bang CCCD. Anh: Thanh Binh.](https://media-cdn-v2.laodong.vn/storage/newsportal/2025/2/12/1462095/Rsz_1B4-01.jpg)
In addition, individuals can also download the CIC Credit Connect application on CH Play, App Store to look up bad debt using CCCD.