HDBank deposit interest rate on January 28: Highest 6.10%
According to records on January 28, 2026, Ho Chi Minh City Development Joint Stock Commercial Bank (HDBank) is maintaining online deposit interest rates to attract market attention.
In which, online deposit products are often prioritized by individual customers thanks to their convenience and listed interest rates are often more beneficial than depositing at the counter.
Below is the online savings deposit interest rate table (%/year) announced by HDBank:
Deposit 100 million VND at HDBank: Highest interest rate 16.5 million VND
The interest calculation formula is applied as follows:
Interest amount = Deposit amount * interest rate (%/year) * actual deposit number/365
The analysis table below shows the actual interest expected when depositing 100 million VND online at HDBank:
Thus, with a term of 36 months, the interest received amounted to 16.5 million VND.
The term with the highest interest rate is 18 months (6.10%/year), bringing in a profit of 9.15 million VND.
Interest rate information is for reference only and may change in each period. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles about interest rates HERE.
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