HDBank's highest interest rate, deposit 100 million VND and receive more than 16 million VND in interest

Hà Vy |

Update on online deposit interest rates at HDBank on April 8, 2026, with the highest interest rate, depositors who deposit 100 million VND can receive 16.5 million VND.

HDBank deposit interest rate on April 8th: Highest 6.10%

According to records on April 8, 2026, at Ho Chi Minh City Development Joint Stock Commercial Bank (HDBank), online deposit products are often prioritized by individual customers due to their convenience and listed interest rates are often more profitable than depositing at the counter.

Below is the online savings deposit interest rate table (%/year) announced by HDBank:

Biểu lãi suất tiết kiệm online của HDBank, cập nhật vào ngày 8.4.2026. Nguồn: HDBank
HDBank's online savings interest rate schedule, updated on April 8, 2026. Source: HDBank

Deposit 100 million VND at HDBank: Highest interest 16.5 million VND

The interest calculation formula applies as follows:

Interest amount = Deposit amount * interest rate (%/year) * number of actual deposit days/365

The analysis table below shows the expected actual interest received when depositing 100 million VND online at HDBank:

Thus, with a term of 36 months, the amount of interest received is up to 16.5 million VND.

The term with the highest interest rate is 18 months (6.10%/year), bringing in a profit of 9.15 million VND.

Interest rate information is for reference only and may vary over time. Please contact the nearest bank transaction point or hotline for specific advice.

Readers can refer to more articles about interest rates HERE.

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