Savings interest rates continue to fall sharply
Bac A Bank has just sharply reduced by 0.25%–0.35%/year. After adjustment, savings interest rates for deposits over 1 billion VND, interest paid at the end of the term, term of 1–5 months are at 4.75%/year; term of 6–11 months is 7.05%/year; term of 12 months is 7.1%/year; term of 13–36 months is 6.95%/year.
MSB reduced 0.1%/year for terms of 6–11 months, down to 6.3%/year (online savings); terms of 13–36 months decreased by 0.2%/year, down to 6.6%/year. Meanwhile, this bank maintained the interest rate for terms of 1–5 months at 4.75%/year and the 12-month term at 6.8%/year.
PGBank reduces interest rates by 0.2%/year for terms of 6–13 months. After adjustment, the 6–9 month term is 6.9%/year; the 12–13 month term is 7%/year; the 18–36 month term is 6.8%/year.
PVcomBank sharply reduced by 0.5%/year for terms from 6–36 months. After adjustment, the interest rate is at 5.3%/year for terms of 6–11 months; 5.6%/year for terms of 12 months; and 6.3%/year for terms of 15–36 months.
VietBank also reduced deposit interest rates by 0.2%/year for terms of 6–36 months. After adjustment, the term of 6–8 months is at 5.9%/year; the term of 9–11 months is 6%/year; the term of 12–14 months is 6.1%/year; the term of 15 months is 6.2%/year; the term of 16–17 months is 6.3%/year; and the term of 18–36 months is 6.4%/year.
Highest special interest rate 9-10%/year
The market recorded many special interest rate packages at high levels, ranging from 7-10%/year.
PVcomBank is applying a special interest rate of 10%/year for a term of 12-13 months when depositing money at the counter, with the condition of maintaining a minimum balance of 20,000 billion VND. The new interest rate has increased by 1%/year, previously, the bank listed 9%/year for the same term and deposit conditions.
Cake by VPBank is applying an interest rate of 7.2-7.4%/year for terms from 6 to 24 months. The bank maintains a policy of adding 1.3%/year, bringing the highest actual received interest rate to 8.7%.
MSB announces an interest rate of 9%/year for newly opened customers, or savings books opened from the beginning of 2018 automatically renewed, with terms of 12 months, 13 months and deposits from 500 billion VND or more for a term of 13 months.
HDBank applies an interest rate of 8.1%/year for a 13-month term and 7.7%/year for a 12-month term, with a minimum balance of 500 billion VND.
Vikki Bank applies an interest rate of 8.4%/year for deposits from 13 months or more, with a minimum deposit amount of 999 billion VND.
Statistics of banks with the highest savings deposit interest rates today:

Comparing the highest bank interest rates for a 3-month term

Interest rates for 6-month term savings deposits at banks

12-month savings deposit, which bank's interest rate is the highest?

Highest bank interest rate for 24-month term

Interest rate information is for reference only and may change in each period. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles about interest rates HERE.