Deposit interest rates of 4 state-owned commercial banks including Agribank, Vietcombank, VietinBank and BIDV (Big4) currently range from 2.1-6%/year.
At BIDV, the interest rate for 1-2 month term deposits is listed at 2.1%/year; 3-5 month term is 2.4%/year; 6-9 month term is 3.5%/year; 12-18 month term is 5.9%/year; 24-36 month term is 6%/year.
Agribank applies an interest rate of 2.6%/year for terms of 1-2 months; 2.9%/year for terms of 3-5 months; 4%/year for terms of 6-11 months; 5.9%/year for terms of 12-18 months and 6%/year for terms of 24 months.
At VietinBank, deposit interest rates for terms of 1-2 months are 2.1%/year; terms from 3 to under 6 months are 2.4%/year; terms from 6 to under 12 months are 3.5%/year; terms from 12 to under 24 months are 5.9%/year; terms of 24-36 months are 6%/year.
Meanwhile, Vietcombank listed interest rates for terms of 1-2 months at 2.1%/year; term of 3 months is 2.4%/year; term of 6-9 months is 3.5%/year; term of 12 months is 5.9%/year; term from 24-36 months is 5.3%/year.
Compared to the general level of the Big4 group, Agribank is currently the bank listing higher interest rates for short and medium-term terms. The interest rate for 1-2 month terms at Agribank reaches 2.6%/year, higher than the 2.1%/year level currently applied by BIDV, VietinBank and Vietcombank. For 3-5 month terms, Agribank lists 2.9%/year, while the remaining three banks maintain around 2.4%/year. Notably, the 6-11 month term at Agribank is up to 4%/year, higher than the 3.5%/year level of BIDV, VietinBank and Vietcombank.
For long terms of 12 months or more, the interest rate level between banks does not differ much, commonly around 5.9-6%/year. Vietcombank applies a lower interest rate for terms of 24-36 months, at 5.3%/year, significantly lower than the 6%/year of other banks.
Statistics of banks with the highest savings interest rates today

Comparing the highest 3-month term bank interest rates

The highest 6-month term bank savings interest rate today

For 12-month savings, which bank has the highest interest rate?

Highest bank interest rate for 24-month term

Interest rate information is for reference only and may change in each period. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles about interest rates HERE.