Bank interest rates today 12/23: Unexpected adjustment

Deposit interest rates increase massively

OCB has just increased the online deposit interest rate for 1-5 month terms to the ceiling of 4.75%/year according to the regulations of the State Bank; the 6-36 month terms all increased by 0.5%/year. After adjustment, online savings interest rates for individual customers receiving interest at the end of the term, savings accounts under 100 million VND for 6-11 month terms are 6.2%/year; 12-15 month terms are 6.3%/year; 18-month terms are 6.5%/year; 21-month terms are 6.6%/year; 24-month terms are 6.7%/year; 36-month terms are 6.9%/year.

For deposit accounts from 100 million VND to under 500 million VND and from 500 million VND or more, the interest rate is 0.1% and 0.2%/year higher than the above interest rate table, respectively.

For a deposit of VND500 million, with a term of 36 months, OCB lists interest rates up to 7.1%/year. With this amount, savings at the counter for a 6-month term will also be paid by OCB with an interest rate of up to 7%/year.

This is the second time in December that OCB has increased deposit interest rates.

VPBank has just continued to increase interest rates by 0.2%/year for 6-7 month term deposits, to 6.2%/year.

Highest special interest rate 6.59%/year

The highest deposit interest rate at banks currently fluctuates around 6.59%/year, but to enjoy this interest rate, customers must meet special conditions on deposit scale.

PVcomBank applies a special interest rate of 9%/year for a term of 1213 months when depositing money at the counter, with the condition of maintaining a minimum balance of VND 2,000 billion.

HDBank applies an interest rate of 8.1%/year for a 13-month term and 7.7%/year for a 12-month term, with a minimum balance of VND500 billion.

Vikki Bank applies an interest rate of 8.4%/year for deposits with a term of 13 months or more, with a minimum deposit of 999 billion VND; OCB lists an interest rate of 7.1%/year for deposits over 500 million VND, with a term of 36 months.

Bac A Bank is applying the highest interest rate of 6.5%/year for terms of 1836 months; 6.3%/year for terms of 1315 months; 6.2%/year for terms of 12 months; terms of 68 months are at 6%/year and 911 months are 6.05%/year.

Viet A Bank applies an interest rate of over 6%/year for Dac Tai Savings products, with interest rates ranging from 6.0%/year for a 6-month term to 6.8%/year for a 18-month term. The applicable condition is that the minimum deposit is 100 million VND, transacted at the counter and received interest at the end of the term.

For deposits over 1 billion VND at Bac A Bank, interest rates are increased to 6.4%/year for 68 month terms; 6.45%/year for 911 month terms; 6.5%/year for 12-month terms; 6.6%/year for 1315 month terms and 6.7%/year for 1836 month terms.

Nam A Bank applies an interest rate of 6.5%/year for a 24-month term and 6.3%/year for a 36-month term, with the condition that the deposit amount is from VND500 billion or more.

Many banks list interest rates above 6%/year without conditions

In addition to special interest rate packages, many banks are also listing interest rates above 6%/year for long terms without a minimum deposit requirement.

Vikki Bank applies an interest rate of 6.5%/year for a 6-month term; 6.6%/year and 6.7%/year for a 12-month and 13-month term, respectively. Cake by VPBank maintains an interest rate of 6.7%/year for terms from 636 months.

HDBank listed an interest rate of 6%/year for a 15-month term and 6.1%/year for a 18-month term. BVBank pays an interest rate of 6%/year for a 24-month term for online deposits; 6%/year for a 49-month term and 6.1%/year for a 60-month term when depositing at the counter. Viet A Bank maintains an interest rate of 6%/year for a 36-month term.

Bac A Bank listed interest rates at 6.5%/year for terms from 611 months; 6.55%/year for terms of 12 months; 6.6%/year for terms of 1315 months and 6.7%/year for terms from 1836 months. VCBNeo applies an interest rate of 6.2%/year for a 6-month term and terms from 1260 months. PVcomBank listed an interest rate of 6.3%/year for terms from 1536 months; Sacombank applied an interest rate of 6%/year for terms from 1836 months.

At SHB, the interest rate for 1518 month terms is 6%/year; the 24-month term is 6.1%/year and the 36-month term is 6.2%/year. ABBank listed an interest rate of 6.1%/year for terms of 36, 48 and 60 months; MB listed an interest rate of 6.4%/year for terms of 24 - 60 months.

KienlongBank applies interest rates of 6.4%/year and 6.3%/year for 6-month and 7-month terms, respectively. NCB listed interest rates of 6.2%/year for 68 month terms; 6.25%/year for 911 month terms and 6.3%/year for 1236 month terms; OCB applies interest rates of 6.2%/year for 6 and 9 month terms, 6.3%/year for 12-15 month terms, 6.5%/year for 18-month terms, 6.6%/year for 21-month terms, 6.7%/year for 24-month terms, 6.9%/year for 36-month terms;

VIB applies an interest rate of 6.5%/year for a 12-month term; PVcomBank applies an interest rate of 6.1%/year and 6.3%/year for a 12-month and 13-month term, equal to 6.8%/year for terms from 1536 months.

LPBank listed the interest rate at 6.1%/year for 611 month terms; terms from 1360 months at 6.2%/year. BaoViet Bank listed an interest rate of 6%/year for a 12-month term and 6.1%/year for terms from 1336 months.

Statistics of banks with the highest savings interest rates today:

Compare the highest bank interest rates for 3-month terms

Interest rates for savings deposits at banks for 6-month terms

For 12-month savings, which bank has the highest interest rate?

Agribank interest rates, Sacombank interest rates, SCB interest rates, Vietcombank interest rates... highest for 24-month terms