VPBank digital bank currently lists deposit interest rates for many terms in the range of 7.2-7.4%/year. From June 1-3, 2026, Cake by VPBank implements an additional 1.5%/year program for individual customers who deposit savings from 100,000 VND for the first time, applicable to term deposits from 6 months or more and not applicable to customers who have opened savings books at Cake. Accordingly, the highest actual interest rate can be up to 8.9%/year.
Saigonbank currently applies an online savings interest rate of 7.9%/year for a 13-month term, which is the highest interest rate in the bank's listing. The 12-month term is listed at 6.7%/year, while the 18-month term is 6.5%/year.
At Sacombank, the online deposit interest rate for interest paid at the end of the term for deposits under 50 million VND ranges from 4.5-6.9%/year for terms from 1-36 months. In which, the 1-5 month term is applied at 4.5%/year; the 6-11 month term is 6.4%/year; the 12-18 month term is at 6.6%/year; the 24 month and 36 month terms reach the highest level of 6.9%/year.
MB maintains an interest rate frame from 3.7-7.0%/year for individual customers depositing under 1 billion VND. Term 3-5 months is applied at 4.1%/year; term 6-11 months is 4.6%/year; term 12-18 months is at 6.2%/year; terms from 24-60 months maintain the highest level of 7.0%/year.
MBV applies an interest rate of 7.0%/year for online deposits with terms from 6-36 months. Meanwhile, VIB lists an interest rate of 7.0%/year for a 12-month term.
Statistics of banks with the highest savings interest rates today
Comparing the highest 3-month term bank interest rates
The highest 6-month term bank savings interest rate today
For 12-month savings, which bank has the highest interest rate?
Highest bank interest rate for 24-month term
Interest rate information is for reference only and may change in each period. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles about interest rates HERE.
