Bank interest rates today June 30: Big4 interest rates up to 7.4%/year

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Bank interest rates today June 30th: Big4 deposit certificate interest rates up to 7.4%/year. Summary of savings interest rates from more than 30 banks in the latest.

Officially listed deposit interest rates of 4 state-owned commercial banks including Agribank, Vietcombank, VietinBank and BIDV (Big4) remain stable.

At BIDV, the interest rate for 1-2 month term deposits is listed at 2.1%/year; 3-5 month term is 2.4%/year; 6-9 month term is 3.5%/year; 12-18 month term is 5.9%/year; 24-36 month term is 6%/year.

Agribank applies an interest rate of 2.6%/year for terms of 1-2 months; 2.9%/year for terms of 3-5 months; 4%/year for terms of 6-11 months; 5.9%/year for terms of 12-18 months and 6%/year for terms of 24 months.

At VietinBank, deposit interest rates for terms 1 to under 3 months are 2.1%/year; terms from 3 to under 6 months are 2.4%/year; terms from 6 to under 12 months are 3.5%/year; terms from 12 to under 24 months are 5.9%/year; terms of 24-36 months are 6%/year.

Meanwhile, Vietcombank listed interest rates for terms of 1-2 months at 2.1%/year; term of 3 months is 2.4%/year; term of 6-9 months is 3.5%/year; term of 12 months is 5.9%/year; term from 24 months is 6%/year; term of 36-60 months is 5.3%/year.

Notably, Vietcombank is applying an interest rate for the deposit certificate product up to 7.4%/year. The product is being applied by the bank in June 2026 and is issued on VCB Digibank digital bank.

Comparing the highest 3-month term bank interest rates

So sánh lãi suất ngân hàng cao nhất ở kỳ hạn 3 tháng. Đồ họa: Hà Vy
Comparing the highest bank interest rate for a 3-month term. Graphics: Ha Vy

The highest 6-month term bank savings interest rate today

So sánh lãi suất ngân hàng cao nhất ở kỳ hạn 6 tháng. Đồ họa: Hà Vy
Comparing the highest bank interest rates for a 6-month term. Graphics: Ha Vy

For 12-month savings, which bank has the highest interest rate?

So sánh lãi suất ngân hàng cao nhất ở kỳ hạn 12 tháng. Đồ họa: Hà Vy
Comparing the highest bank interest rates for a 12-month term. Graphics: Ha Vy

Highest bank interest rate for 24-month term

So sánh lãi suất ngân hàng cao nhất ở kỳ hạn 24 tháng. Đồ họa: Hà Vy
Comparing the highest bank interest rates for a 24-month term. Graphics: Ha Vy

Interest rate information is for reference only and may change in each period. Please contact the nearest bank transaction point or hotline for specific advice.

Readers can refer to more articles about interest rates HERE.

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