Bank interest rates today 31.7: Continue to increase

Interest rates of some banks increase again

Sacombank's online deposit interest rates have just increased sharply by 0.3%/year for terms from 1-5 months. At the same time, it will reduce 0.1%/year for terms from 6-36 months.

After adjustment, the 1-month savings interest rate is 3.6%/year; 2-month term is 3.8%/year; 3-5 month term is 3.9%/year; 6-11 month term is 4.8%/year; 12-13 month term is 5.3%/year; 15-month term is 5.4%/year; 18-month term is 5.5%/year; 24-36 month term is 5.6%/year.

Since the beginning of July, the market has recorded that some banks have begun to adjust deposit interest rates in a slightly increasing direction, marking a change after a long period of maintaining low levels.

This month, 9 banks adjusted their savings interest rates, of which 5 banks increased interest rates by 0.1 - 0.2%/year, including: VPBank, Techcombank, VCBNeo, Cake by VPBank and Eximbank. On the contrary, Bac A Bank, VIB and BaoViet Bank are the banks that reduced interest rates this month. Meanwhile, Sacombank adjusted in opposite directions: strongly increasing short-term and slightly decreasing long-term.

Highest special interest rate 6.5-9.65%

The highest deposit interest rate at banks ranges from 6-9.65%/year. However, to enjoy this interest rate, customers must meet special conditions.

ABBank leads in special interest rates, at 9.65%/year for newly opened/repetited customers with savings deposits of VND1,500 billion or more, term of 13 months.

PVcomBank also applies a special interest rate of 9%/year for a term of 12-13 months when depositing money at the counter. The applicable condition is that customers must maintain a minimum balance of VND 2,000 billion.

HDBank applies an interest rate of 8.1%/year for a 13-month term and 7.7%/year for a 12-month term, with the condition of maintaining a minimum balance of VND500 billion.

Vikki Bank applies an interest rate of 7.5%/year for term deposits of 13 months or more, with a minimum amount of 999 billion VND; Bac A Bank is listing the highest interest rate of 6.2% for a term of 18-36 months for deposits over 1 billion VND; IVB applies an interest rate of 6.15% for a term of 36 months, with conditions applied to deposits of 1,500 billion VND or more.

ACB applies an interest rate of 6%/year for a 13-month term with interest paid at the end of the term when customers have a deposit balance of VND200 billion or more.

At LPBank, for deposits of VND300 billion or more, the mobilization interest rate applied to customers receiving interest at the end of the term is 6.5%/year, receiving monthly interest of 6.3%/year and receiving interest at the beginning of the term is 6.07%/year.

Banks with interest rates from 6%

Currently, interest rates above 6%/year are being listed by some banks for long-term deposits, without a minimum deposit requirement.

Cake by VPBank applies an interest rate of 6%/year for 12-18 month and 24-36 month terms; HDBank applies an interest rate of 6% for 18-month terms; BVBank also pays 6.1%/year for 60-month terms and 6.0%/year for 48-month terms. VietABank maintains the only 6.0%/year for the 36-month term; Bac A Bank applies an interest rate of 6% for the 18-36 month term.

Statistics of banks with the highest savings interest rates today:

Compare the highest bank interest rates for 3-month terms

Interest rates for savings deposits at banks for 6-month terms

For 12-month savings, which bank has the highest interest rate?

Agribank interest rates, Sacombank interest rates, SCB interest rates, Vietcombank interest rates... are the highest for a 24-month term.