Bank interest rates today 7.8: Sharp increase to 6.8% for deposits from 100 million VND

Viet A Bank interest rates increase sharply

Viet A Bank has just adjusted deposit interest rates for the following products: Dac Loc Savings, Dac Loi Savings and Dac Tai Savings.

For Dac Loc Savings, interest rates increased to 6.1%/year for 12-month terms, 6.2%/year for 13-month terms and 6.3%/year for 15-month terms. Compared to the bank's regular online interest rate table, the difference is from 0.2 to 0.6 percentage points/year.

Customers depositing 100 million VND or more for terms of 6, 7, 12, 13 and 15 months can participate in the program. The bank also added an interest rate of up to 0.25%/year if customers maintain a high balance in their payment account, raising the maximum interest rate to 6.55%/year. The product applies to both counter and online transactions.

For the Dac Loi Savings product, Viet A Bank applies the 3-month term interest rate of 3.9%/year; 6-month term is 5.6%/year; 7-month term is 5.7%/year; 12-month term is 6.1%/year; 13-month term is 6.2%/year; 15-month term is 6.3%/year and 18-month term reaches the highest rate of 6.4%/year. The interest rate is at most 0.6 percentage points/year higher than the normal interest rate table.

With only 100 million VND or more, customers can deposit savings for terms of 3, 6, 7, 12, 13, 15 and 18 months to enjoy the incentives.

Dac Tai Savings products have two incentives and are committed to keeping them unchanged until December 31, 2025. According to the 1st promotion level, commonly applied to individual customers receiving interest at the end of the term, the interest rate for 1-month term is 3.8%/year; 3 months is 4.2%/year; 6 months is 5.8%/year; 7 months is 5.9%/year; 12 months is 6.3%/year; 15 months is 6.5%/year and 18 months is 6.6%/year.

Preferential level 2 is applied according to a separate policy, with the highest interest rate up to 6.8%/year. At this level, the 1-month term is 4%/year; 3 months is 4.4%/year; 6 months is 6%/year; 7 months is 6.1%/year; 12 months is 6.5%/year; 13 months is 6.6%/year; 15 months is 6.7%/year and 18 months is 6.8%/year. Compared to the normal online interest rate of Viet A Bank, the maximum difference is up to 1 percentage point/year.

The product requires a minimum deposit of 100 million VND and is only applicable when transacting at the counter, with terms of 1, 3, 6, 7, 12, 13, 15 and 18 months.

Highest special interest rate 6.5-9.65%

The highest deposit interest rate at banks ranges from 6-9.65%/year. However, to enjoy this interest rate, customers must meet special conditions.

ABBank leads in special interest rates, at 9.65%/year for newly opened/repetited customers with savings deposits of VND1,500 billion or more, term of 13 months.

PVcomBank also applies a special interest rate of 9%/year for a term of 12-13 months when depositing money at the counter. The applicable condition is that customers must maintain a minimum balance of VND 2,000 billion.

HDBank applies an interest rate of 8.1%/year for a 13-month term and 7.7%/year for a 12-month term, with the condition of maintaining a minimum balance of VND500 billion.

Vikki Bank applies an interest rate of 7.5%/year for term deposits of 13 months or more, with a minimum amount of 999 billion VND; Bac A Bank is listing the highest interest rate of 6.2% for a term of 18-36 months for deposits over 1 billion VND; IVB applies an interest rate of 6.15% for a term of 36 months, with conditions applied to deposits of 1,500 billion VND or more.

ACB applies an interest rate of 6%/year for a 13-month term with interest paid at the end of the term when customers have a deposit balance of VND200 billion or more.

At LPBank, for deposits of VND300 billion or more, the mobilization interest rate applied to customers receiving interest at the end of the term is 6.5%/year, receiving monthly interest of 6.3%/year and receiving interest at the beginning of the term is 6.07%/year.

Viet A Bank applies an interest rate of over 6%/year for Dac Tai Savings products. Of which, the 6-month term interest rate is 6.0%/year; 7 months is 6.1%/year; 12 months is 6.5%/year; 13 months is 6.6%/year; 15 months is 6.7%/year and 18 months reach the highest level of 6.8%/year. To participate, customers need to deposit at least 100 million VND and make transactions at the counter, with the form of receiving interest at the end of the term.

Banks with interest rates from 6%

Currently, interest rates above 6%/year are being listed by some banks for long-term deposits, without a minimum deposit requirement.

Cake by VPBank applies an interest rate of 6%/year for 12-18 month and 24-36 month terms; HDBank applies an interest rate of 6% for 18-month terms; BVBank also pays 6.1%/year for 60-month terms and 6.0%/year for 48-month terms. Viet A Bank maintains the only 6.0%/year for the 36-month term; Bac A Bank applies an interest rate of 6% for the 18-36 month term.

Statistics of banks with the highest savings interest rates today:

Compare the highest bank interest rates for 3-month terms

Interest rates for savings deposits at banks for 6-month terms

For 12-month savings, which bank has the highest interest rate?

Agribank interest rates, Sacombank interest rates, SCB interest rates, Vietcombank interest rates... are the highest for a 24-month term.