SeABank has just announced a preferential interest rate program from February 23rd to April 8th, 2026. Accordingly, customers depositing savings from 50 million VND with a term of 6 months or more can receive interest rates up to 8.3%/year.
At Cake by VPBank digital bank, customers who deposit money for the first time in March are given an additional 0.9%/year, raising the deposit interest rate from a 6-month term to 8.2%/year. The bank accepts deposits with a minimum amount of only from 100,000 VND.
Vikki Bank also launched a program to add interest rates up to 0.99%/year for first-time depositors. After applying incentives, the highest deposit interest rate at this bank reached 7.69%/year for terms from 13 months.
At Orient Bank (OCB), deposit interest rates are added up to 1.1%/year. For deposits from 500 million VND on online savings channels, the highest interest rate can reach 8.4%/year.
BVBank is deploying an online deposit certificate product with the highest interest rate of up to 7.8%/year. Accordingly, customers can buy deposit certificates through digital channels with a minimum amount of 10 million VND, applicable to 4 terms including 6, 9, 12 and 15 months.
The corresponding interest rates are 6.5%/year for terms of 6 and 9 months; 6.8%/year for a 12-month term; and highest 7.8%/year for a 15-month term.
The program is implemented by BVBank from December 22, 2025 to the end of March 31, 2026 or ends early when reaching an issuance scale of 1,000 billion VND.
BVBank is deploying an online deposit certificate product with the highest interest rate of up to 7.6%/year. Customers can purchase deposit certificates via digital channel with a minimum amount of 10 million VND, applicable to four terms including 6, 9, 12 and 15 months.
The corresponding interest rate is 7.4%/year for terms of 6, 9 months and 12 months; and the highest is 7.6%/year for a 15-month term.
Issuance period from 05.02. 2026 to 31.03. 2026 or until the issuance limit of 1000 billion VND expires
Interest rate information is for reference only and may change in each period. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles about interest rates HERE.
