One bank has a loan balance equal to 15 other banks combined

    Minh Ánh |

    By the end of the third quarter of 2024, BIDV's total outstanding customer loans reached approximately VND 1.96 million billion.

    To date, 27 banks (except Agribank) have announced their financial reports for the third quarter of 2024. Notable among them is BIDV with outstanding credit balance reaching approximately VND 1.96 million billion.

    This is the bank with the largest outstanding loans in the system. Compared to the end of 2023, BIDV lent an additional 175,400 billion VND.

    Comparing this "huge" loan balance of BIDV with the remaining banks in the system, BIDV's customer debt balance is equal to the debt balance of 15 small and medium-sized commercial banks combined.

    If including the following banks: VIB (VND 297,550 billion); TPBank (VND 234,722 billion); SeABank (VND 196,890 billion); MSB (VND 170,620 billion); Nam A Bank (VND 163,780 billion); Eximbank (VND 159,484 billion); OCB (VND 157,877 billion); Bac A Bank (VND 103,625 billion); ABBank (VND 98,768 billion); VietBank (VND 91,953 billion); VietABank (VND 77,267 billion); NCB (VND 64,081 billion); BVBank (VND 64,081 billion; KienlongBank (VND 59,275 billion); Saigonbank (VND 20,407 billion).

    Bieu do: Minh Anh.
    Comparison of customer loan balances of BIDV and 15 other banks. Chart: Minh Anh.

    After BIDV, VietinBank recorded total outstanding customer debt at VND1,605 trillion, up 9% compared to the beginning of the year.

    Ranked third is Vietcombank with total outstanding loans as of the end of September reaching more than 1,401 trillion VND, an increase of 10.3%.

    Bieu do: Minh Anh.
    Chart: Minh Anh.

    In the joint stock group, MB and VPBank are the two banks with the highest customer loan scale, reaching VND 702,020 billion and VND 635,345 billion, respectively, up 14.9% and 12.2% compared to the beginning of the year.

    Meanwhile, despite being ranked 6th, Techcombank had the highest growth rate, up to 20.8%. Helping total outstanding loans increase to VND626,291 billion.

    Minh Ánh
    RELATED NEWS
    Bac A Bank provides loans for agricultural development with a limit of up to 10 billion VND. Photo: Bac A

    Bac A Bank lends for agricultural development with a limit of up to 10 billion VND

    |

    With the goal of creating more motivation for agricultural development - contributing to promoting the rural economy, Bac A Commercial Joint Stock Bank always focuses on accompanying customers to improve operational capacity, most recently, it can be mentioned that it has implemented agricultural production and business loan products for individual customers.

    Social housing area in Dang Xa Urban Area (Gia Lam District, Hanoi). Photo: Bao Han

    Deploying a 30,000 billion loan package for home purchase and repair

    |

    The Prime Minister requested that research be completed in October to implement a 30,000 billion VND package of loans for buying, leasing, and building houses to implement social policies.

    Mr. Tran Xuan Hoang - Standing Deputy Secretary of the Party Committee, Member of the Board of Directors of BIDV - representing the Bank, presented funds to support overcoming the consequences of natural disasters caused by storm No. 3 in Hai Phong City. Photo: BIDV

    BIDV reduces lending interest rates to support customers affected by storm No. 3

    |

    Following the direction of the Government and the State Bank to support people and businesses to overcome difficulties and restore production and business activities, BIDV has implemented a program to reduce lending interest rates to support individuals and businesses affected by storm No. 3.

    Truck transporting semi-boarding meals to Kim Bai Elementary School (Thanh Oai commune, Hanoi), September 8th. Photo: Parent provided

    After school at 10:30 am, many students have to wait until after 1 pm to have lunch

    |

    Hanoi - Parents in Thanh Oai commune reflect that many elementary school students in the area have to wait for lunch until after 1 pm, even though they finish school at 10:30 am.

    Functional agencies have inspected the meager preschool meal inside the rice bowl. Photo recorded in August 2026: Van Tri

    Inspecting a private kindergarten in Khanh Hoa after a series of rudimentary meal images

    |

    Khanh Hoa - Functional agencies have inspected a private kindergarten after images of children's meals with a small amount of meat and eggs appeared, causing public outrage.

    U20 Vietnam could not qualify for the 2027 AFC U20 Championship finals after the qualifiers. Photo: VFF

    AFC U20 Asian Cup 2027 Qualifiers and valuable lessons for Vietnamese youth football

    |

    U20 Vietnam did not win a ticket to the 2027 AFC U20 Championship Finals, posing a problem of reviewing the training and development of young players.

    Forecast cold air causing rain in the North from around the evening of September 9. Photo: Minh Chinh, taken in Hanoi in 2026

    Cold air is about to cause thunderstorms, the North has places below 19 degrees Celsius

    |

    Forecast of the first cold air wave of the season with weak intensity, the North turns cool at night and in the morning, the Northern mountainous region has places with the lowest temperature below 19 degrees Celsius.

    Some businesses have recently mobilized capital through bonds with double-digit interest rates. Photo: Minh Anh (photo taken on September 8)

    Businesses mobilize bonds with interest rates up to 13%, behind the trillion-VND capital flow

    |

    The interest rate of corporate bonds in some lots is 13%/year, while the purpose of capital mobilization ranges from project investment to debt restructuring.

    Bac A Bank cho vay phát triển nông nghiệp hạn mức lên tới 10 tỉ đồng. Ảnh: Bắc Á

    Bac A Bank lends for agricultural development with a limit of up to 10 billion VND

    Trà My |

    With the goal of creating more motivation for agricultural development - contributing to promoting the rural economy, Bac A Commercial Joint Stock Bank always focuses on accompanying customers to improve operational capacity, most recently, it can be mentioned that it has implemented agricultural production and business loan products for individual customers.

    Khu nhà ở xã hội tại Khu đô thị Đặng Xá (huyện Gia Lâm, Hà Nội). Ảnh: Bảo Hân

    Deploying a 30,000 billion loan package for home purchase and repair

    PHẠM ĐÔNG |

    The Prime Minister requested that research be completed in October to implement a 30,000 billion VND package of loans for buying, leasing, and building houses to implement social policies.

    Ông Trần Xuân Hoàng - Phó Bí thư thường trực Đảng ủy, Ủy viên HĐQT BIDV - đại diện Ngân hàng, trao kinh phí ủng hộ khắc phục hậu quả thiên tai do cơn bão số 3 tại Thành phố Hải Phòng. Ảnh: BIDV

    BIDV reduces lending interest rates to support customers affected by storm No. 3

    Thạch Lam |

    Following the direction of the Government and the State Bank to support people and businesses to overcome difficulties and restore production and business activities, BIDV has implemented a program to reduce lending interest rates to support individuals and businesses affected by storm No. 3.