Banks with the highest savings interest rates for 3-6 month terms

Thanh Vân |

The list of banks with the highest 3--6 month savings interest rates. Comparison of Big 4 interest rates and joint stock commercial banks to choose a suitable place to deposit money.

Savings interest rates for 3-6 months are currently differentiated between banks. Some joint stock commercial banks are listing interest rates significantly higher than the Big 4 group to attract customers. Below is the latest interest rate update table and banks with the most attractive interest rates for this term.

Interest rates for 3-6 month terms at Vietcombank, Agribank, VietinBank, BIDV

Banks in the Big 4 groups including Vietcombank, Agribank, VietinBank, BIDV maintained relatively low interest rates for 3-6 month terms, ranging from 1.9% - 3.5%/year.

The group of state-owned banks has high reputation but short-term interest rates are not really attractive compared to many joint stock commercial banks.

Banks with the highest interest rates for 3-6 month terms

Compared to Big 4, many joint stock commercial banks are listing higher 3--6 month interest rates, some places up to 5.9%/year.

Danh sach ngan hang co lai suat tiet kiem ky han 3-6 thang cao nhat.
The list of banks with the highest 3--6 month savings interest rates.

Cake by VPBank is leading the 6-month term interest rate at 5.9%/year, about 2.4 - 3% higher than the Big 4 banks.

Should I deposit savings for a term of 3-6 months?

The 3--6 month term is a flexible choice for customers who do not want to deposit for a long time but still want to enjoy a better interest rate than for deposits without a term. When deciding to save during this period, note:

Comparing interest rates between banks: Joint commercial banks often have more attractive interest rates than Big 4.

Check the accompanying conditions: Some banks may request a minimum deposit to enjoy preferential interest rates.

Calculating financial plans: If you do not need to use money for a long time, customers can consider a 12-month term to enjoy higher interest rates.

Bank interest rates have changed frequently. To optimize profits, customers should update the latest information before making a deposit.

See more articles on interest rates HERE.

Thanh Vân
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