According to Lao Dong reporters, on streets such as Duy Tan, Thanh Nien..., people have used QR codes or bank transfers for daily sales activities. The use of cashless is gradually becoming a habit, as payment methods in buying and selling activities are changing significantly.
Mr. Nguyen Van Cuong (from Nghe An province) shared: "I almost never carry my wallet on the street anymore. All daily expenses - from parking, buying coffee to lunch - are via e-wallet or bank transfer. Especially in Hanoi, small shops are now very flexible. From sweets, sweet soup shops to traditional markets, there are QR codes.
A few years ago, going to the market requires withdrawing change, now just need a phone with a connection. For young people like me, this convenience helps save time and make it easier to manage expenses. I think that if businesses do not update the new payment method, they will fall behind.
While visiting West Lake (Hanoi), Mr. Tran Tan Khoa (from An Giang province) shared: "The business establishment has now accepted transfer payments. My friend and I went out drinking coffee but forgot to withdraw the money yet, so when it came to payment, we only needed to scan the code - convenient for both sides.
In fact, the simplification of payment platforms such as VNPay, Momo, ZaloPay, or even bank accounts with QR codes, has helped payment transactions become more convenient.
According to Mr. Khoa, the first time he came to Hanoi, he exchanged a little cash because he thought he would need to spend more. But in reality, he could use an e-wallet throughout the trip. souvenir shops, cafes, and even street stalls allow code scanning or money transfers. This is extremely convenient and helps him feel safe, not having to carry a lot of cash on his person.
Digital payment is not only modern but also makes me feel the openness and quick adaptation of the people here to technology. Hanoi is really dynamic, Mr. Khoa shared.
Lawyer Nguyen Vo Khai - Mai Kim Thach Law Office (Ho Chi Minh City Bar Association) - shared: Promoting cashless payments not only brings convenience to both sellers and buyers, but also contributes to the transparency of business activities, supporting tax management agencies.
"As businesses accept bank transfer payments, the face of small-scale commercial activities in the capital is gradually changing. No longer a story of "who benefits first", now, cashless payment applications have become a vital requirement to retain customers.
In addition, with the State's incentive policy, the development of technology infrastructure and efforts from sellers themselves, the "cashless" future is gradually becoming clear in every restaurant, stall, and sidewalk car park in Hanoi.
The implementation of digital payments in Hanoi City should be considered a first step to promote businesses nationwide to gradually transform and expand the application of this method. This is also an important premise to bring the economy deeply into the rapidly developing digital age," said lawyer Khai.
