Techcombank's automated profit products win Stevie Awards gold

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Techcombank's Automatic Profit 2.0 products of Vietnam Technological and Commercial Joint Stock Bank (Techcombank) have just officially won the Stevie® Gold Award in the category of Excellence for customers-centric design products. In addition, Techcombank was also awarded two Bronze Stevie® awards for the categories of Best AI Application Product and Best Financial Services Product. All three awards are part of the 22nd International Business Awards® organized by the Stevie Awards.

Known as "Oscar in the international business field", Stevie Awards and the International Business Awards® (IBA) are one of the most prestigious and prestigious awards in the world for businesses. With a history of 22 years, this award brings together and honors thousands of participating businesses around the world. Among them, most of them are large corporations, multinational companies, and influential enterprises in the world.

Anh: Techcombank
Photo: Techcombank

In 2025, the IBA Stevie Award attracted more than 3,800 nominations from 78 countries and territories. Among them, Techcombank is the only Vietnamese bank to be honored at this IBA Stevie Awards for product innovation and customer orientation as a focus. Techcombank is also among the very few leading Vietnamese enterprises to win the Stevie® Gold Award in the category of Excellent products in 2025. This achievement once again affirms Techcombank's position in the international arena, as well as the different values that Techcombank Profit Auto product brings to customers.

Sharing about the award, Ms. Maggie Miller - President of Stevie Awards added: The 2025 International Enterprise Award has established a new standard of excellence. The winning businesses have demonstrated their outstanding aspirations and achievements in striving to conquer customers every day and bringing customers more exclusive experiences.

The idea of Techcombank's product Automatic profits comes from reality, which is that there are always temporary unused cash flows in customers' payment accounts, but this amount is almost unprofessional, or only enjoying unterm profits is not attractive enough. From that reality, Techcombank has developed new solutions that both help customers flexibly use money when needed and ensure effective cash flow optimization for customers, even when money is "temporarily at a standstill". This is the motivation for Techcombank's team to research and develop Techcombank Profit automation products, a pioneering solution to fully meet this need of customers.

After more than 18 months of researching customer needs, researching and developing features, the first version of Techcombank Automatic Profit launched in January 2024 has ensured three core features: safety, flexibility and profitability. To do that, in addition to the technology platform that Techcombank has invested in systematically over the years, the bank has also developed separate technology system modules, with a smart algorithm system to optimize and flexibly adjust to each specific needs of customers anytime, anywhere.

Ba Nguyen Van Linh, Pho Giam doc Khoi Ngan hang Ban le Techcombank. Anh: Techcombank
Ms. Nguyen Van Linh, Deputy Director of Techcombank Retail Banking. Photo: Techcombank

Ms. Nguyen Van Linh, Deputy Director of Techcombank Retail Banking, shared: "We are honored that Techcombank's Automatic Profit products are honored by the Stevie Awards with three prestigious awards. This is an international recognition of Techcombank's continuous efforts in bringing modern, safe and beneficial financial solutions to customers. In addition to traditional products such as payment, deposit or investment, Techcombank Automatic Profit has become a prominent tool to help customers manage idle cash flow completely automatically and flexibly. We believe that, with a pioneering orientation, continuous investment and commitment to "customer-centricity", Techcombank will continuously improve and perfect solutions to introduce more and more features and utilities for this product to better meet the needs of customers in each segment."

Compared to the 2024 launch version, Techcombank Automatic Profit - version 2.0 has had many outstanding new improvements when it completely eliminated the minimum balance threshold. Thanks to that, customers can make a profit on the entire account balance, instead of only a part as before. These changes show that Techcombank is always committed to ensuring safety, flexibility and bringing optimal utilities and seamless experiences to customers. The upgrade from version 1.0 to 2.0 is not only a technical improvement, but also an affirmation of the effort to always "customer-centric" in every product improvement and development journey.

Ba Thai Minh Diem Tu, Giam doc Khoi Tiep thi Techcombank. Anh: Techcombank
Ms. Thai Minh Diem Tu, Marketing Director of Techcombank. Photo: Techcombank

Ms. Thai Minh Diem Tu, Marketing Director of Techcombank emphasized: "This award is not only a recognition of Techcombank's innovation, but also affirms our commitment to the journey of creating exclusive products and services to optimize customer experience and contribute to "transforming the financial industry, enhancing the value of life".

By the end of the second quarter of 2025, there have been 4.1 million customers using Techcombank Automatic Profit products, helping many people's idle cash flow to turn into a profitable automatic balance, while contributing significantly to increasing the bank's balance and CASA ratio to a record high. And to thank more than 4 million customers who have trusted Techcombank Automatic Profit products, the bank coordinated with partners to implement the "Give a big profit" promotion program. Accordingly, millions of valuable gifts such as Masterise Homes branded apartments, Vinfast electric cars to iPhone 16, AirPods 4 and shopping vouchers... have replaced the gratitude that Techcombank brings to customers, in parallel with helping customers optimize cash flow and manage finances effectively. Not only that, when choosing to exchange automatic profits into U- Point, customers are able to double the value when 1 tael of profit is converted into 2 U- Point, used to exchange for attractive vouchers for food, shopping, and entertainment in the Techcombank Rewards customer program.

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