Once upon a time, Sen lived with people and with the village that had molded the most beautiful Vietnamese son - President Ho Chi Minh - "The road for the nation followed" to the era of independence, associated with socialism. Now, the lotus nourishes the soul of people, reminds the people of Uncle Ho's homeland to be better, more revolutionary, overcome the difficulties of the central land "lack of excess rain and sun" to develop the economy with the support of the policy credit capital to enter the civilized, modern world, comparable to the five continents that Uncle Ho has planned.
Brand creation policy capital
Coming to Kim Lien commune, asking this country's specialty, everyone will immediately mention fat veal. This is the name of the production base of the brand of Mr. Le Hai Quan's family in Sen 1 hamlet. Currently, his family's products have been present in many provinces and cities across the country, creating jobs for more than a dozen workers with a stable income. But few people know that, the foundation for today's family originates from 100 million VND of near -poor households borrowing from VBSP Nam Dan district to start production facilities.
From loans to create jobs, his family has had resources to invest in machinery and equipment to be the basis for producing calves with the brand of fat veal sausage. "Thanks to the capital of VBSP, my family has the opportunity to cover a difficult life and have money to continue investing and expanding according to modern trends," Mr. Quan said.
In the same situation as Mr. Quan, Mr. Tran Van Tra's family in Van Hoi hamlet is currently borrowing 100 million VND from the job creation program. However, the profession he chose was to invest in raising pigs. Along with applying the right breeding techniques, Mr. Tra's pig farm now has more than 800 pigs, creating a stable income for the household. The large livestock model but still ensures environmental hygiene, a clean water supply system for bathing, raising livestock and a livestock wastewater treatment system are carefully built to meet standards, without affecting the living environment of local people.
The persistent efforts of each Kim Lien resident such as Mr. Quan and Mr. Tra have created an increasingly developed economic picture. Total outstanding loans of credit programs to date have reached VND42 billion with 9 credit programs being implemented in the area. Through policy capital, it has contributed to reducing the poverty rate of the commune in the period of 2020 - 2025 from 4.1% to 0.55%; 905 poor households, near-poor households and other policy beneficiaries have been able to borrow investment capital to develop production and business, serving social security.
Aspiration to rise
From a poor countryside, Kim Lien has risen to innovate every day and was awarded the title of commune "Hero of the People's Armed Forces" by the State in 1997, Culture commune in 2006. In 2014, Kim Lien was recognized by Nghe An province as a commune meeting the New Rural standards. In particular, in 2023, Kim Lien achieved the model new rural standards and is on the journey to compete in improving the criteria for model new rural areas.
As if lotus flowers are still flowing quietly, still fragrant in the lagoon, not only in Kim Lien, the people of Nghe An are surpassing themselves every day, every hour in the journey of economic development, improving their lives.
Towards the 135th anniversary of President Ho Chi Minh's birth (19.5.1890 - 19.5.2025), at the visit and work with the Standing Committee of Nghe An Provincial Party Committee on the situation, the results of the implementation of the Resolution of the 13th National Party Congress, the Resolution of the XIX Party Congress of Nghe An Provincial Party Committee and some key tasks in 2025, General Secretary To Lam emphasized that the rich and heroic land, the heroic land, the heroic land, the heroic land, the heroic land, the heroic land, the heroic land, the heroic land, the heroic land, the heroic land, the heroic land, the heroic land, the heroic land, the heroic land, the heroic land, the heroic land, the heroic land, the heroic land, the heroic land, the heroic land, the heroic land, the heroic land, the heroic land, the heroic land, the Hero of the Navy The celebrity, general, the talented businessman, typically President Ho Chi Minh - the great leader of our Party and the nation, the hero of national liberation, and many revolutionary soldiers. Nghe An is also the homeland of the Soviet climax of Nghe Tinh 1930 - 1931, the earliest symbol of the public -agricultural government in the history of the Vietnamese revolution. It is from the tradition of "deep roots, rooting" that is a solid mental fulcrum, a valuable endogenous resource that nourishes the bravery, temperament and aspiration of the land and the people of Nghe.
This spirit has been been fostered from the effective implementation of policy capital in recent years. In particular, to revive a poor land with a large area and administrative unit, transportation is still difficult, the rate of poor households, near-poor households and other policy beneficiaries is still high. In recent years, the Nghe An branch of the VBSP has actively advised local Party committees, authorities and the Board of Directors at all levels to effectively implement Directive No. 40-CT/TW, Conclusion No. 06-KL/TW on strengthening the Party's leadership over policy credit and recently Directive No. 39-CT/TW. In particular, focusing local resources on lending to policy beneficiaries through the VBSP.
By April 30, 2025, the total capital made at the branch reached 14,071 billion dong, of which the entrusted capital from the local budget reached 536 billion dong, accounting for 3.81% of the total capital. At the same time, the VBSP branch of Nghe An province continues to advise the People's Committee at all levels to supplement capital from the local budget through VBSP under Decision No. 3005/QD -UBND dated September 21, 2023 of the Provincial People's Committee promulgating the policy credit project for poor households and other policy beneficiaries for the period 2023 - 2025; advise the Board of Directors at all levels to direct the effective implementation of policy credit programs; Perform interest rate support under Decree No. 36/2022/ND-CP of the Government.
This is the foundation for the branch to expand credit to support the poor and policy beneficiaries in 100% of communes and wards in the province with a total outstanding loan balance of VND 14,053 billion for many policy credit programs.
In addition, the Nghe An branch of the Bank for Social Policies continues to promote the application of digital banking, in order to enhance customer experience, providing mobile banking services to customers with increasingly diverse utilities. Credit quality is not only a growth figure but is also verified through the synthesis of inspection and comparison results of associations and unions at all levels with the conclusion that loans are disbursed to the right subjects, 100% of borrowers are allowed to borrow and use capital for the right purposes and effectively.
However, in order for social policy credit to continue to be a pillar of economic development, social security, to promote Nghe An faster, and in time with the whole country in the era of the nation, the Director of the VBSP branch of Nghe An Province Tran Khac Hung said: The capital to support the poor and policy beneficiaries is still a challenge for the province. By the end of the first quarter/2025, most of the VBSP branches in provinces and cities throughout the country have completed the plan to grow local budget capital for the whole year, but Nghe An province branch has only reached the rate of 54.3%.
Therefore, in order to increase the endurance in the journey to promote local economic development, Director Tran Khac Hung said that the unit will continue to advise the provincial People's Committee and the People's Committees of districts that have not completed the transfer of local entrusted capital to continue completing the assigned targets in the second quarter of 2025. Continuing to advise the provincial People's Committee to balance the transfer of the provincial budget capital to accomplish the project's plan "Investment in policy credit for poor, near -poor households and other policy beneficiaries in Nghe An province, in the period of 2023 - 2025"; Balancing and allocating local budget capital in 2025 entrusted through VBSP to lend and buy social housing and housing for armed forces and housing for workers under the direction of the Provincial People's Committee. Proactively advise the Provincial People's Committee to allocate entrusted budgets through VBSP in the medium -term public investment capital plan for the period of 2026 - 2030 of the Provincial People's Committee, ensuring that the local budget is at least 15%/total capital of VBSP under Directive No. 39 -CT/TW of October 30, 2024.
On the side of the branch will also actively coordinate with local authorities at all levels and socio -political organizations to receive entrustments and relevant units to well implement the guidelines of preferential credit policies in the area, disburse capital timely; closely monitor capital to ensure lending to the right subjects, use capital for the right purposes, promote efficiency, contribute to supporting Nghe An to take advantage of historical opportunities when the Politburo issued Resolution No. 39-NQ/TW, given a specific mechanism to not only "strive to become a good province" as Uncle Ho once told, but further, must become a modern development model of the Central era in the new era in the new era.
