On May 5, 2026, international credit rating organization Moody's Ratings announced the adjustment of Agribank's rating outlook from "Stable" to "Proactive", while maintaining Agribank's long-term deposit rating at Ba2 and Baseline Credit Assessment (BCA) at b1.
According to Moody's Ratings, the outlook adjustment reflects a positive assessment of Vietnam's macroeconomic environment and national creditworthiness, after Moody's Ratings raised Vietnam's national rating outlook from "Stable" to "Positive" on May 4, 2026. Moody's Ratings believes that the competitiveness of the Vietnamese economy is continuing to improve through digital transformation, infrastructure investment, improving the quality of human resources and capital market development.
For Agribank, Moody's Ratings highly appreciates the stable capital mobilization platform with a large and diverse customer base, stable asset quality and positive operating efficiency. According to Moody's Ratings, strong mobilized capital is one of Agribank's outstanding credit strengths. Moody's Ratings also said that in the event that Vietnam's national credit rating continues to be raised in the near future, Agribank's rating is likely to improve accordingly thanks to the high support of the Government for Agribank.
Moody's Ratings' adjustment of the rating outlook to "Optim" continues to affirm Agribank's prestige, position and financial capacity in the domestic and international markets, while reflecting the effectiveness of a safe and sustainable development strategy, associated with the role of a key state-owned commercial bank in investing in the "agriculture, rural and rural" sector and promoting socio-economic development.
2025 marks a prominent operating year for Agribank when the bank comprehensively completed and exceeded the business and financial plan targets assigned by the State Bank, continuing to affirm the financial pillar of the economy and the key force in investment in agricultural and rural development. As of December 31, 2025, Agribank's total assets reached nearly 2.7 million billion VND; mobilized capital reached over 2.3 million billion VND; outstanding loans to the economy were over 1.97 million billion VND, of which more than 64% of outstanding loans focused on agriculture and rural areas.
In the first 4 months of 2026, Agribank continues to maintain stable growth in capital mobilization and credit scale, focusing on prioritizing capital sources for production and business sectors, especially "tam nong" and priority sectors according to the policy of the Government and the State Bank. In addition to business operations, Agribank continues to promote digital transformation, develop modern banking products and services, expand non-cash payments and improve customer experience. Agribank also strengthens management and operation capacity, risk management according to international standards, promotes green credit, comprehensive finance and implements many social security programs nationwide. With a wide network of operations and a large customer base, Agribank continues to play an important role in providing capital for the economy and contributing to promoting sustainable socio-economic development.
