Continue to play a key role in investing in the economy
On June 22, 2025, at the Vinh Quang Vietnam Program with the theme "Proudness and Aspiration", Agribank was the only bank honored among 19 typical collectives and individuals. This recognition comes from Agribank's contributions to socio-economic development, especially in the fields of agriculture, farmers, and rural areas.
A year after that milestone, the collective of officials and employees of Agribank continued to synchronously implement key tasks, maintaining the role of a key state-owned commercial bank in investing in agriculture, farmers, and rural areas, while ensuring capital supply for the economy. In addition to promoting strengths in the "Three Agricultures" sector, Agribank continues to promote digital transformation, develop green credit and improve operational quality.
As of June 30, 2026, Agribank's total assets reached over 2.7 million billion VND; mobilized capital exceeded 2.5 million billion VND; outstanding loans to the economy exceeded the 2 million billion VND mark. In which, outstanding loans to agriculture, farmers, and rural areas reached over 1.32 million billion VND, accounting for nearly 65% of total outstanding loans; credit to the agricultural - forestry - fishery sector increased by 8.2%.
Along with expanding credit, Agribank continues to implement lending programs to serve the development of high-tech agriculture, clean agriculture, bank-business connection programs, support for small and medium-sized enterprises as well as credit programs for priority sectors according to the policy of the Government and the State Bank. The bank also implements solutions to reduce interest rates and restructure debt repayment terms to support customers in production and business activities.
On July 6, 2026, the Prime Minister issued Decision No. 1206/QD-TTg approving the policy of supplementing charter capital for Agribank in the period 2025-2027 with a total amount of 29,690 billion VND. Currently, Agribank's charter capital scale is 51,638 billion VND. After being invested by the Government and the State Bank to supplement charter capital, Agribank's total charter capital will increase to 81.328 billion VND.
Promoting digital transformation, developing green credit
In addition to business operations, Agribank continues to implement many programs associated with digital transformation and sustainable development.
The bank participates in credit programs for green projects, renewable energy, organic agriculture, circular economy and deploys capital to serve the Sustainable Development Project of one million hectares of specialized high-quality, low-emission rice associated with green growth in the Mekong Delta region.
In parallel with that, Agribank continues to invest in technology infrastructure, develop digital banking and expand electronic payment services. The total number of customers using Agribank Plus and SMS Banking reached over 19.6 million. Nearly 1.2 million payment accounts were opened by electronic means and about 96% of transactions were carried out through digital channels.
On July 8, 2026, Agribank was awarded the Standard Chartered Electricity Performance Award (STP Award) 2025 by Standard Chartered Bank. This is the fourth consecutive year Agribank has received this award with an automatic processing rate of international payment electricity reaching 99.3%.
Preparing the foundation for a new stage of development
Along with completing business targets, Agribank is focusing on preparing the foundations for the 2026-2030 development period.
Sharing about the orientation in the coming time, Chairman of Agribank Member Council To Huy Vu said that 2026 is of particular importance as it is the first year to implement the 5-year socio-economic development plan 2026-2030.
Mr. To Huy Vu emphasized: "The first year of a period is always the year to lay the foundation for the entire trajectory behind. Therefore, every decision, every step, every development of Agribank this year is of strategic significance".
To realize those orientations, right from the beginning of the year, Agribank has synchronously implemented many solutions on management and administration. Agribank General Director Pham Toan Vuong said that the bank has issued resolutions, action programs and guiding documents; synchronously implemented tasks and solutions throughout the system to effectively implement the business plan.
In parallel with completing immediate goals, Agribank continues to build a Development Strategy to 2030, orientation to 2035; Customer development project for the period 2026-2030; and at the same time promote the application of big data, artificial intelligence (AI) and digital transformation in management and administration, meeting development requirements in the new period.
