Continuing to affirm its leading position in financial solutions in general and card solutions in particular for businesses, VPBank has recently launched a "unlimited funds" policy for both debit and credit cards, creating a fever for opening business cards in the race to catch up with the trend of cashless consumption.
Why is "unlimited money" so sought after by businesses?
Currently, card spending has become a positive habit not only for individuals but also for large and small businesses. Not only that, card ownership will be almost a prerequisite for businesses when the draft Decree guiding the Law on Value Added Tax proposes that goods and services with VND5 million or more must have non-cash payment documents. The problem that needs to be solved now will be which bank to open a card at to be most beneficial for the cost and cash flow management of the business.
With experience and ability to accompany businesses over the years, VPBank understands what customers need in the transformation era, which solutions are suitable for each operating model, so VPBank is ready to break down limitations and barriers in increasing customer benefits, the "unlimited deposit" policy is proof.
Instead of having limited and limited refund policies as usual in the market, VPBank now decided to "play big" when it returns unlimited money to the pair of credit cards and debts to businesses. Accordingly, it not only helps customers save maximum costs, earn "profit" up to tens of millions of VND per month but also enjoy priority and high-end accompanying services.
Applying a card refund policy, a representative of a fashion industry manufacturing company in Hanoi said that every month the company uses VPBiz Standard cards to pay for advertisements, the refund amount is up to 50 million VND. A year's refund is up to 600 million, this is a significant savings cost that the company can use to spend and invest in other items.
Secret to optimizing benefits from business cards
Every penny of savings is an opportunity to invest in the development of businesses - this motto has become more practical than ever in the current volatile economic period. Understanding that, VPBank does not propose a general policy but designs it suitable for each business model group, clearly shown in the fact that each card line will bring its own benefits.
Typically, VPBiz Standard credit card, businesses are entitled to a limited refund of 1% for advertising spending and 0.1% for all other spending. This type of card is completely suitable for businesses that are promoting promotional and business activities on online platforms.
As for the VPBiz platinum high-end card line, cardholders can put aside worries in each business trip because there is now a policy of unlimited refunds of 1% for foreign currency spending transactions along with a series of privileges such as using airport lounges, Fasttrack services or golf courses...
Not only stopping at credit cards, the unlimited refund policy for VPBiz Debit cards is also a breakthrough with a refund rate of up to 0.5% for all spending areas, bringing maximum benefits to customers even with daily spending.
Thus, owning a pair of corporate credit and debit cards at the same time is the secret to earning more "profit" than owning just a single line of cards. And it is essential that businesses need to update bank's preferential information for each type of card to allocate appropriate use purposes, because that is the "golden key" for optimizing corporate cash flow.
More than just a payment tool, VPBank's corporate credit card is also a powerful assistant in mobilizing flexible capital with a limit of up to 3 billion VND, immediately meeting and always meeting short-term business needs. The increase of a series of privileges has made VPBank's business card a symbol of class and professionalism, helping businesses affirm their position in the eyes of domestic and foreign partners.
VPBank pioneers in implementing an unlimited refund policy to bring superior cash flow management solutions, helping businesses create a flexible, transparent financial ecosystem and adapt to market movements... With the orientation of focusing on customers, VPBank is affirming its leading role in financial digital transformation, promoting cashless payments and enhancing competitiveness for the Vietnamese business community - VPBank representative shared.
