Decree 70 takes effect, opening up opportunities for business households to transform more transparently and professionally. Understanding the practical needs and concerns of business households during this period, VPBank has launched a comprehensive financial solution package from preferential loans, modern operating tools to in-depth consultation, helping customers quickly adapt and seize new opportunities.
VPBank and business households seize new opportunities
Decree 70/2025/ND-CP on strengthening tax management requires business households with revenue from 1 billion VND/year in some industries to issue electronic invoices and declare taxes in accordance with legal procedures. This policy is an important step forward in efforts to modernize tax management and promote transparency of business operations.
At first, many business households were familiar with the form of contract tax and had no accounting experience and had difficulty with the new regulations. However, this is also an opportunity for proactive business households to reach out, operate according to new standards, be more professional and sustainable.
In the process of transformation and development, the problem of capital sources has always been a top concern for business households. Access to capital, especially low-cost capital, simple procedures and quick disbursement, is of particular interest to business households.
Accompanying the business community to adapt to the changes in Decree 70, Vietnam Prosperity Joint Stock Commercial Bank (VPBank) officially launched a comprehensive solution, named V20000 - fully meeting the needs from capital to operations and in-depth consulting. With a total scale of 20,000 billion VND, this is one of VPBank's largest credit packages ever for business households, and is also a program of rare scale in the financial market for this group of customers.
The highlight of the loan package in the V20000 solution is not only the scale of VND 20,000 billion, but also the mortgage loan interest rate exclusively for manufacturing and business customers from only 3.99%. This is an extremely attractive and unprecedented interest rate. With this special preferential mortgage loan package, VPBank hopes to accompany individuals doing business to overcome difficult times and boldly use financial leverage to continue developing business.
The loan limit is up to 20 billion VND, along with the super-fast approval process "in just 3 minutes", so preferential capital, easy access, and quick approval is the trio of "perceptions" to help businesses in the most practical way.
At the same time, with a leading position in the mortgage lending segment for business households, the bank also implemented a loan package without guaranteed assets, with interest rates reduced by up to 2% for the entire loan term compared to existing products. At the same time, the lending limit of this product is up to 1 billion VND, along with quick approval time and simple documents.
Professional operational solutions, in-depth consultation
Not only providing loans with the most preferential interest rates in the market, VPBank also deploys a comprehensive 5-in-1 solution including "account - capital - tax - insurance - payment management", "tailored" to be exclusive, professional, specialized, and adaptive in the new business environment.
The bank has cooperated with partners to provide digital solutions to finance electronic invoice software, digital signatures - essential tools to help businesses meet new requirements for invoices and tax management.
Accordingly, 70,000 compliance software packages worth 1.2 million VND/package will be brought by VPBank to business households to support customers in complying with the regulations of Decree 70. At the same time, the bank also gives soundbox speakers to report convenient balance fluctuations, or refunds up to 400,000 VND to customers who proactively buy this device.
In addition, VPBank will refund e-vouchers to business households that have reached transaction milestones from 10 to 400 transactions, with a total refund value of up to 1 million VND.
Along with a professional operating solution package, through a series of livestream events and workshops, VPBank's expert team in the fields of finance - banking - operations will accompany business households to remove obstacles in the conversion process. The expert team will provide the necessary knowledge and skills to manage transparent cash flow, declare invoices in accordance with standards and operate business more effectively in the new context.
With the guideline of action "Accompanying traders, Steadfastly prosperous", the solutions that VPBank implements are not only for financial support, but also for a deep understanding of the needs and practical worries of business households during this period. From flexible loans, modern operating tools to in-depth consultation, all solutions are designed intelligently, close to each specific situation that customers are facing.
Through the V20000 solution package, VPBank affirms its commitment to accompanying business households to proactively adapt to new legal regulations, optimize operational efficiency and sustainable and transparent development.
