Increasing access to finance for unskilled workers
The cooperation agreement between F88 and Zalopay will help workers easily access a popular, close form of loan but not yet effectively applying technology. These are loans with collateral such as motorbikes and cars.
The two sides believe that combining Zalopay's technological strengths and F88's ability to provide financial products and services will create more value for users.
This cooperation is expected to expand service capabilities, enhance experience and promote access to digital financial services, especially for unskilled customers.
According to the agreement, F88's financial services will be displayed on the Zalopay application, making it easy for millions of users to find out and leave online loan needs. After Zalopay users register, F88 will receive and scan information to optimize the file censorship process.
With nearly 900 transaction offices nationwide, operating flexibly both during office hours and on weekends, F88 ensures that the entire verification and disbursement process is processed quickly, transparently and flexibly, bringing outstanding customer experience.
The model of combining Zalopay's digital platform and F88's field service capabilities brings a seamless, efficient experience - especially suitable for unskilled workers, small businesses, or freelancers.

Mr. Phung Anh Tuan, Chairman of the Board of Directors and CEO of F88, affirmed that with the mission of changing financial approaches, helping people have a better life through fast, easy and transparent services, F88 constantly expands and diversifies service delivery channels.
In addition to developing a physical store system nationwide, we pay special attention to promoting financial solutions on digital platforms. The cooperation with Zalopay is a strategic step forward, helping F88 optimize the user experience, while contributing to the realization of its mission.
We expect this cooperation to open up many long-term development opportunities, together creating sustainable values for customers and the community, said the Chairman of the Board of Directors and CEO of F88.
Huge market potential and strategic vision
Zalopay's cooperation with F88 is expected to create a comprehensive, secure, easy-to-use and suitable digital financial experience for the majority of users.
Ms. Le Lan Chi - General Director of Zalopay shared that Zalopay aims to popularize financial technology, creating conditions for users to easily access suitable and reliable services.
With the advantage of a large user network, we play a bridging role, bringing practical financial solutions closer to the people.
Collaborating with an experienced unit like F88 will contribute to improving the user experience, especially customers who do not have many conditions to access traditional financial services.
Combining with Zalopay is part of F88's strategy to bring customer experience and financial services to the digital platform. To date, this strategy has achieved remarkable results, typically the My F88 application being awarded the Mobile App of the Year award by the financial magazine, The Asian Banking and Finance (Singapore).
This application helps users quickly, easily and transparently access financial services such as mortgages, loan payments, bill payments, and online re-borrowing without having to go to the transaction office.
Zalopay is one of the leading online payment platforms in Vietnam, developed by ZION Joint Stock Company and licensed by the State Bank in the field of payment intermediary.