Reached 30 million customers in 3 months
On the eve of MB's 30th anniversary (November 4, 1994 - November 4, 2024), MB has served 30 million customers. With a standard investment in information technology platform and a strategy to attract customers on a diverse digital ecosystem, MB has maintained sustainable customer growth momentum year after year.
Comprehensive digital transformation meets 2.7 billion; financial transactions on digital channels, digital transformation rate reaches 99.5%.
MB is also a bank that quickly adopts technology, pioneering the implementation of facial recognition transfer authentication on the MBBank App according to Decision No. 2345/QD-NHNN on implementing safe and secure solutions in online payments and bank card payments of the State Bank of Vietnam.
Recently, MB launched the "Biometrics with Opportunity" feature, helping customers who are having difficulty updating their biometrics to ask relatives to scan their biometrics at home without having to go to the counter.
Maintain sustainable growth rate
By the end of the third quarter of 2024, MB's total consolidated assets will reach VND 1,028,819 billion, an increase of 8.9% compared to 2023. This figure has put MB in the group of enterprises with total assets of over VND 1 million billion.
Pre-tax profit of the whole group reached VND 20,736 billion, up 3.6% over the same period in 2023. Of which, the bank alone reached VND 20,030 billion, up 6.2% over the same period last year.
MB's efficiency and safety indicators remained stable with consolidated ROA and ROE at 2.24% and 21.37%, respectively.
MB's credit in the first 9 months of 2024 alone grew by 13.5% compared to 2023. This is a good credit growth rate compared to the market.
Outstanding loans to private bank customers grew well, reaching VND 664,452 billion, up 15% compared to 2023. Mainly focused on production, business, and supporting industries.
The bank also focuses on supporting customers to access loans, accompanying them in overcoming difficulties and restoring production and business, contributing to promoting economic growth through many loan interest rate reductions from 0.5% - 1.45% compared to 2023.
Faced with the severe damage caused by storm No. 3, MB quickly implemented a special preferential loan package of up to 7,000 billion VND, including 5,000 billion VND for businesses and 2,000 billion VND for individual customers.
Mark of age 30
As a bank that promotes responsibility to the country and society, MB constantly strives to contribute to the national budget. In 2023, with the budget contribution reaching more than 7,500 billion VND, MB is in the Top 3 banks with the highest budget contribution.
In the first 9 months of 2024 alone, the entire MB Group's contribution to the state budget reached nearly 6,200 billion VND.
Towards the 30-year milestone, the entire MB Group is determined to implement the set goals. In addition, MB continues to synchronously deploy business solutions to realize the strategic vision for the period 2022-2026.
Accordingly, MB's goal from now until 2026 will focus on accelerating digital transformation, not only to become a digital bank but also to move towards a digital enterprise - this is also MB's difference in the market.
