Techcombank accompanies parents to proactively finance their children's study abroad journey

Foreign currency readiness before departure

The journey of reaching out to the big sea of the young generation is not only a story about knowledge but also a thorough preparation process of the family, starting many years before the child officially boards the plane. However, the days before the flight are usually the busiest and most emotional period. Besides visas, luggage and accommodation, careful financial preparation becomes the top priority for children to confidently integrate into the new environment.

To support this process, customers can buy foreign currency in cash at Techcombank with a limit of up to 10,000 USD per time and accompanied by a Certificate of carrying foreign currency abroad according to current regulations.

The subtle touch point in the customer experience lies in the feature of scheduling money receipts on the Techcombank Mobile application. Parents can be proactive about the time to receive money and necessary papers at the branch according to their personal schedule, helping to optimize the time before their children officially leave home.

No interruption of cash flow for a study trip away from home

The foreign currency carried only meets initial needs. A study abroad journey can last many years, with tuition, rent, living expenses and study service fees continuing to arise in stages. At that time, what the family needs is the ability to maintain financial resources to accompany their children throughout the process, even if the geographical distance is up to thousands of kilometers.

Understanding that time is the core factor, with the International Money Transfer solution for study abroad purposes, Techcombank allows customers to make transactions and download documents online right on Techcombank Mobile. The process is streamlined, helping to limit travel and transactions can be processed within 2 working hours.

This speed is especially important when tuition fees, accommodation deposits or living expenses all have a payment deadline. The ability to track transaction status directly on the application not only brings convenience but also helps parents be more proactive and secure.

In particular, in the "Wings to the Future" program, customers will receive free international transfers and free electricity according to Private membership classification. Along with that is exchange rate incentives up to 190 points according to each period and program conditions, helping to optimize costs and increase value for each transaction.

Completing the financial journey of study abroad

Besides foreign currencies and international money transfers as two key solutions, Techcombank builds a comprehensive solution ecosystem with products and services including savings for study abroad accumulation, study abroad loans, international payments, long-term investment and accumulation, supporting families to prepare resources throughout before and during their children's study abroad.

Right from the application preparation stage, savings deposit solutions from Techcombank not only help accumulate, but also support proving the financial capacity of the family. Priority and Private customers enjoy privileges plus savings interest rates up to 0.15%/year and 0.25%/year respectively. In parallel, the "Private & Priority Membership Week" program also offers interest rate incentives of up to 1%/year for new deposits. In addition, parents can enjoy interest rates of up to 8%/year when buying Bao Loc Deposit Certificates.

When resources are needed, mortgage loan solutions with funding of up to 80% of tuition and living expenses needs or unsecured loan products with maximum limits (according to tuition needs and application conditions of the program) from Techcombank will be timely support for families.

When students are abroad, the Techcombank Priority Visa Signature credit card, with a limit of up to 300 million VND and a foreign currency conversion fee of only 1.1%, will be a reliable companion for all daily expenses, with the privilege of refunding 2% of the transaction value (maximum 2 million U-Points) when shopping directly abroad.

In addition, Techcombank cooperates with reputable study abroad consulting partners to support access to a suitable study path. For families with long-term plans, Techcombank provides investment and real estate ownership consulting solutions according to each goal, supporting resource planning for study abroad and for the family's next development steps.

With Techcombank, developing the next generation is one of the focuses on the journey to accompany customers. Investing in education and the development of the young generation is also one of the meaningful investments. Through the "Wings to the Future" program, Techcombank wishes to support families with a solid financial foundation so that they can confidently study, grow up and be ready for future opportunities.