Latest HDBank savings interest rates
As recorded on February 12, 2025, the 36-month term has the highest interest rate, reaching 6.1%/year. If depositing 1 billion VND, customers can receive 183 million VND in interest after 3 years.
Deposit 1 billion VND at HDBank, how much interest do you receive?
► 12 month term:
Interest = 1 billion VND × 5.6% = 56 million VND
Total amount after 1 year: 1,056 billion VND
► 36-month term (highest):
Annual interest = 1 billion VND × 6.1% = 61 million VND
Total profit after 3 years = 183 million VND
Total amount after 3 years: 1,183 billion VND
Compare HDBank interest rates with other banks (12-month term)
Saving at HDBank helps customers receive higher interest than the Big 4 group but lower than MSB and Kienlongbank.
Special interest rate at HDBank up to 8%/year
HDBank is implementing a special interest rate program for customers with savings deposits of VND500 billion or more, applicable to savings cards and only applicable to the end-of-term interest method, not applicable to the beginning-of-term interest or periodic interest. Specifically:
12-month term: Interest rate 7.70%/year
Interest calculation method: /365 days
13-month term: Interest rate 8.10%/year
Interest calculation method: /365 days
Notes when saving at HDBank
Special interest rate (7.7% - 8.1%/year) only applies to deposits of 500 billion VND or more.
Interest rates may change from time to time, customers should update directly from the bank.
Choose the appropriate term to avoid losing interest when withdrawing early.
If you deposit online, you may get a higher interest rate, especially with the Vikki savings package.
Customers can contact HDBank or visit the official website to update the latest interest rates.
