HDBank is currently listed at an interest rate of 8.1%/year for a 13-month term and 7.7% for a 12-month term, with a minimum balance of VND500 billion.
Under normal conditions, HDBank lists the highest 12-month interest rate at 5.6% when customers deposit money online and 5.5% when depositing money at the counter.
How much interest do you receive if you deposit 400 million VND at HDBank?
The savings interest rate at HDBank is different depending on the term. According to March 15, 2025, HDBank applies the highest interest rate of 6.1%/year for a 36-month term and 5.6%/year for a 12-month term. If depositing 400 million VND, customers will receive different interest amounts depending on the term.
12-month term:
Interest amount = 400 million VND × 5.6% = 22.4 million VND
Total amount after 1 year: 422.4 million VND
36-month term:
Interest amount per year = 400 million VND × 6.1% = 24.4 million VND
Total interest after 3 years = 73.2 million VND
Total principal and interest after 3 years: 473.2 million VND
Notes when depositing savings
Interest rates may change from time to time, customers should update directly from the bank.
Choose the right term to avoid losing interest when withdrawing ahead of schedule.
If you deposit online, there may be a higher interest rate.
Customers can contact HDBank or visit the official website to update the latest interest rate.
Readers can refer to more information about HDBank interest rates HERE.
