HDBank's highest savings interest rate at present is 6.1%/year for a 36-month term. If depositing 300 million VND, customers can receive up to 54.9 million VND in interest.
HDBank is currently listed at an interest rate of 8.1%/year for a 13-month term and 7.7% for a 12-month term, with a minimum balance of VND500 billion.
Under normal conditions, HDBank lists the highest 12-month interest rate at 5.6% when customers deposit money online and 5.5% when depositing money at the counter.
How much interest do you receive if you deposit 2 billion VND at HDBank?
The savings interest rate at HDBank is different depending on the term. According to the record on February 25, 2025, HDBank applies the highest interest rate of 6.1%/year for a 36-month term and 5.6%/year for a 12-month term. If depositing 2 billion VND, customers will receive different interest depending on the term.
12-month term:
Interest = 2 billion VND × 5.5% = 110 million VND
Total amount after 1 year: VND 2.110 billion
36-month term (highest):
Interest amount per year = 2 billion VND × 6.1% = 122 million VND
Total interest after 3 years = 366 million VND
Total amount after 3 years: 2.366 billion VND
Notes when depositing savings
Interest rates may change from time to time, customers should update directly from the bank.
Choose the right term to avoid losing interest when withdrawing ahead of schedule.
If you deposit online, there may be a higher interest rate.
Customers can contact HDBank or visit the official website to update the latest interest rate.
Readers can refer to more information about HDBank interest rates HERE.
