HDBank's highest special interest rate is up to 8.1%/year
According to HDBank's latest capital mobilization interest rate table, effective from October 16, 2025, the bank is applying a very attractive special interest rate for large-value deposits at the counter.
Specifically, the highest interest rate in the whole system is up to 8. 10%/year applied to a 13-month term. In addition, the 12-month term also has a special interest rate of 7.70%/year.
However, these interest rates are only for savings of VND500 billion or more on each savings card and only apply to interest paid at the end of the term. This is a policy exclusively for the super VIP customer segment of the bank.
"Online savings" interest rates for individual customers
For regular individual customers, the "Online Savings" product is still the optimal choice with competitive interest rates and convenience. According to the latest interest rate table on October 16, 2025, HDBank has adjusted interest rates for short terms slightly:
Interest rates for 1 and 2 months increased to 4.05%/year.
Interest rates for 3, 4 and 5 month terms increased to 4.15%/year.
HDBank's increase in interest rates for short terms also helps customers who need to deposit flexibly in a short period of time to get better profits.
Longer terms still keep interest rates unchanged. In which, the 18-month term is still the term with the highest online deposit interest rate, reaching 6. 10%/year.
Below is the "Online Savings" deposit interest rate table (%/year) announced by HDBank:
Deposit 300 million VND online, how much interest will you receive?
With the new interest rate table, the amount of interest customers receive when depositing 300 million VND will also change. Here is a detailed table for each term:
Thus, with a deposit of 300 million VND, choosing an 18-month term has the highest interest rate, bringing the highest interest amount of 27,450,000 VND.
However, if customers have a long-term and stable financial plan, they should consider choosing a 36-month term to receive the highest total interest of 49,500,000 VND.
