Bank interest rates today, December 12: Unexpected fluctuations

Bank interest rates fluctuate unexpectedly

MSB unexpectedly adjusted the special interest rate, this bank no longer applies the interest rate of 8%/year for a 13-month term and 7%/year for a 12-month term for savings accounts with a minimum balance of VND500 billion.

MSB also stopped listing interest rates of 6.3%/year, terms of 12, 15 and 24 months, for employees working at MSB and companies under TNG Group, customers receiving salaries through payment accounts opened at MSB and priority customers.

Vikki Bank (new name of Dong A Bank) has just adjusted the conditions for customers to enjoy a special interest rate of 7.5%/year. According to the new change, this interest rate applies to 13-month term deposits, receiving interest at the end of the term, but only for customers with a balance of 999 billion VND or more, instead of 200 billion VND as before. With the current listed interest rate for a 13-month term of 5.7%/year, the bank applies a margin of 1.8%/year to reach 7.5%/year. This policy does not apply simultaneously with other promotional programs.

In addition to adjusting special interest rates, Vikki Bank reduces 0.1-0.5%/year interest rates for terms from 1 to 15 months for online deposits and counter deposits.

MBV reduced deposit interest rates for terms from 1-3 months and 18-36 months by 0.2% for online deposits and counter deposits. After adjustment, the highest online mobilization interest rate of 6.1%/year decreased to 5.9%/year applied to a term of 18-36 months.

PGBank reduced interest rates for 9, 12 and 13-month deposits by 0.1%.

Since the beginning of March, 16 banks have reduced deposit interest rates, including: PGBank, Viet A Bank, Kienlongbank, Bac A Bank, Eximbank, IVB, LPBank, Nam A Bank, NCB, SHB, VCBNeo, VIB, Techcombank, BIDV, MBV, Vikki Bank.

Highest special interest rate 7-9%

The highest interest rate for 12-month terms is up to 7-9%, but to enjoy this interest rate, customers must meet special conditions.

PVcomBank leads with a special interest rate of 9%/year for a term of 12-13 months when depositing money at the counter. The applicable condition is that customers must maintain a minimum balance of VND 2,000 billion.

HDBank applies an interest rate of 8.1%/year for a 13-month term and 7.7%/year for a 12-month term, with the condition of maintaining a minimum balance of VND500 billion. In addition, the 18-month term is subject to a 6% interest rate.

Vikki Bank applies an interest rate of 7.5%/year for term deposits of 13 months or more, with a minimum amount of 999 billion VND; Bac A Bank is listing the highest interest rate of 6% for a term of 18-36 months for deposits over 1 billion VND; IVB applies an interest rate of 6.15% for a term of 36 months, with conditions applied to deposits of 1,500 billion VND or more.

Banks with interest rates exceeding 6%

Currently, interest rates above 6%/year are being listed by many banks for long-term deposits but do not require a minimum deposit amount.

BVBank applies an interest rate of 6% for an 18-month term, 6.05% for a 24-month term; Cake by VPBank applies an interest rate of 6%/year for a 12-18 month term and 6.3%/year for a 24-36 month term.

VRB and Dong A Bank apply an interest rate of 6% for a 24-month term; VietABank applies an interest rate of 6% for a 18- and 24-month term at 6%/year, 6.1% for a 36-month term; HDBank applies an interest rate of 6% for a 15-month term and 6.1% for a 18-month term; BAOVIET Bank applies an interest rate of 6% for a 15, 18, 24 and 36-month term; ABBank applies an interest rate of 6% for a 12-month term.

Statistics of banks with the highest savings interest rates today:

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