Enterprises facing dangerous epidemics are not considered to have evaded health insurance payments

The Lao Dong Newspaper Legal Consulting Office replied:

Article 3, Decree 188/2025/ND-CP stipulates cases that are not considered evasion of health insurance payment as follows:

The cases specified in Point a, Point c, Clause 1, Article 48b of the Law on Health Insurance are not considered as evasion of health insurance payment when there is one of the following reasons according to the announcement of the competent authority on natural disaster prevention, emergency situation, civil defense and disease prevention and control, including:

1. Storms, floods, inundation, earthquakes, large fires, prolonged droughts and other natural disasters directly and seriously affect production and business activities.

2. Dangerous epidemics are announced by competent state agencies, seriously affecting production and business activities and the financial capacity of agencies, organizations and employers.

3. The emergency situation as prescribed by law causes sudden and unexpected impacts on the operations of agencies, organizations, and employers.

4. Other force majeure events as prescribed by civil law.

Thus, when a business encounters a dangerous epidemic announced by a competent state agency, causing serious impacts on production and business activities and the financial capacity of the agency, organization, or employer, it is not considered an evasion of health insurance payment.