No reduction in the pension percentage for preschool teachers who have paid 15 social insurance benefits before retirement age

The Lao Dong Newspaper Legal Consulting Office replied:

Article 40 of the 2025 Law on Teachers (effective from January 1, 2026) stipulates the addition of Clause 3a after Clause 3, Article 66 of the Law on Social Insurance No. 41/2024/QH15 as follows:

3a. The monthly pension level of the subjects specified in Clause 2, Article 26 of the Law on Teachers is calculated as prescribed in Clause 1 of this Article, the retirement period at a lower age does not reduce the pension percentage as prescribed in Clause 3 of this Article".

Article 26 of the 2025 Law on Teachers stipulates the retirement regime for teachers as follows:

1. The retirement age of teachers is implemented according to the provisions of the Labor Code and other relevant legal provisions, except for the cases specified in Clause 2 of this Article and Article 27 of this Law.

2. Teachers in preschool education institutions, if they wish, can retire at a lower age than the retirement age of workers under normal conditions but not more than 05 years old. In case of having paid social insurance for 15 years or more, the pension percentage due to early retirement will not be reduced.

Thus, from January 1, 2026, preschool teachers who have paid social insurance for 15 years or more will not have to reduce the pension percentage due to early retirement.