Is a paper health insurance card still needed when VNeID is already available?

    Nam Dương |

    Reader ngocvanxxx@gmail. com asks: When you have integrated health insurance in VNeID, do you still need a paper health insurance card when examining and treating patients?

    Legal Consulting Department of Lao Dong Newspaper answers:

    Clause 1, Article 37, Decree 188/2025/ND-CP detailing and guiding the implementation of a number of articles of the Law on Health Insurance stipulates: Health insurance participants when seeking medical examination and treatment must present information about the health insurance card, personal identification documents of that person in one of the following forms:

    a) ID card or citizen identification card or electronic identification account (VNeID) level 2 that has integrated information about the health insurance card;

    Article 4 of Circular 09/2026/TT-BTC of the Ministry of Finance regulating the creation of electronic social insurance books and health insurance cards (effective from February 3, 2026) stipulates the electronic health insurance cards as follows:

    1. Electronic health insurance cards as prescribed in Article 10, Decree No. 188/2025/ND-CP are created by the social insurance agency by electronic means from the National Insurance Database according to a unique social insurance code; are stored and updated regularly at the electronic data management warehouse of participants and are integrated with the digital social insurance account (VssID), linked to the level 2 electronic identification account (VNeID).

    2. Electronic health insurance cards contain information as prescribed in Article 10, Decree No. 188/2025/ND-CP detailing and guiding the implementation of a number of articles of the Law on Health Insurance.

    Clause 3, Article 6, Circular 09/2026/TT-BTC stipulates as follows: Health insurance medical examination and treatment facilities do not require participants to provide paper health insurance cards when examining and treating patients with electronic health insurance cards and are responsible for tracing the validity of health insurance cards on the National Insurance Database.

    Thus, if there is already integrated health insurance in VNeID, then paper health insurance cards are not needed when going for medical examination and treatment.

    Legal advice

    Please call the hotline for legal advice: 0979310518; 0961360559 to receive quick and timely answers or send an email to us: tuvanphapluat@laodong. com. vn for answers.

    Nam Dương
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