Having land but not having a house is still allowed to buy social housing

Khương Duy |

People who have land but do not own housing can still buy social housing if they meet the conditions according to the provisions of the Housing Law and related laws.

A resident in Hung Yen said that he has land use rights but has not built a house and has not registered for house ownership. This person wonders whether the case of having such land is still eligible to buy social housing.

Regarding this content, the Ministry of Construction has given a specific answer on housing conditions for people registering to buy social housing according to current regulations.

According to the Ministry of Construction, Clause 1, Article 29 of Decree No. 100/2024/ND-CP stipulates that the case of "not having a house owned by oneself" is determined when the registrant and spouse (if any) are not named in the Certificate of land use rights, ownership of assets attached to land in the province or city where there is a social housing project at the time of submitting the dossier.

Theo Bộ Xây dựng, người có đất nhưng chưa sở hữu nhà ở vẫn có thể được xem xét mua nhà ở xã hội nếu đủ điều kiện. Ảnh: Phan Anh
According to the Ministry of Construction, people with land but not yet owning houses can still be considered for social housing purchase if they meet the conditions. Photo: Phan Anh

Notably, this regulation focuses on whether people own houses or not, instead of just relying on having land. This means that in some cases, people who have land but do not have housing can still be considered to buy social housing if they fully meet the conditions according to regulations.

In addition to housing conditions, social housing buyers must also meet income conditions according to the provisions of the 2023 Housing Law and guiding decrees. According to current regulations, single people have a monthly income of no more than 15 million VND; in cases of marriage, the total income of husband and wife is no more than 30 million VND/month.

In addition, functional agencies will verify information related to land use rights and ownership of assets attached to land of people registering to buy social housing in the locality where the project is located.

According to records, many people are still confused between "having land" and "having houses owned", leading to concerns about not being able to access social housing.

The Ministry of Construction recommends that people when applying for dossiers should carefully study legal regulations, and contact functional agencies or project investors for specific guidance, to avoid arising problems in the dossier review process.

Khương Duy
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