Latest conditions for buying social housing from February 9, 2026

Như Hạ (T/H) |

Decree 54/2026/ND-CP (effective from February 9, 2026) amends and supplements regulations on conditions for enjoying social housing support policies.

1. Housing conditions to be supported with social housing from February 9, 2026

According to Article 29 of Decree 100/2024/ND-CP (amended and supplemented in Decree 54/2026/ND-CP) stipulating housing conditions as follows:

- In case there is no housing owned by them, it is determined when the subject specified in Clause 1, Article 77 of the 2023 Housing Law and the spouse of that subject (if any) are determined to have no name or no housing information content in the Certificate of land use rights, ownership of assets attached to land in the province or centrally-run city where the social housing project is located.

Within 7 days from the date of receiving the request for confirmation of housing conditions, the competent authority issuing the Certificate of land use rights, ownership of assets attached to land according to the provisions of land law in the province or centrally-run city where there is a social housing project certified according to the provisions of this clause.

- In case the subject specified in Clause 1, Article 77 of the 2023 Housing Law owns a house but the average housing area per capita is less than 15 m2 of floor space/person. The average housing area per capita specified in this clause is determined on the basis of including: the applicant, the spouse of that person, the father, mother (if any) and children of that person (if any) registered permanently residing in that house.

Within 7 days from the date of receiving the application for confirmation of the average housing area per capita, the commune-level People's Committee shall carry out the confirmation for the cases specified in this clause.

Điều kiện về nhà ở được hỗ trợ nhà ở xã hội từ 9.2.2026 được sửa đổi, bổ sung tại Nghị định 54/2026/NĐ-CP. Ảnh: Như Hạ
Regulations on housing conditions eligible for social housing support are amended and supplemented in Decree 54/2026/ND-CP. Photo: Nhu Ha

2. Conditions for income to be supported with social housing

Based on Article 30 of Decree 100/2024/ND-CP amended and supplemented in Decree 54/2026/ND-CP and Decree 261/2025/ND-CP stipulating the conditions on income as follows:

(1) For subjects specified in Clauses 5, 6 and 8, Article 76 of the 2023 Housing Law, the following income conditions must be ensured:

(i) In case the applicant is a non-married person or is certified as single, the average monthly actual income does not exceed 20 million VND calculated according to the Salary and Wages Table certified by the agency, unit, or business where the subject works.

In case the applicant is a non-married person or is certified as single and is raising a minor child, the average monthly actual income does not exceed 30 million VND calculated according to the Salary and Wages Table certified by the agency, unit, or business where the subject works.

(ii) In case the petitioner is married according to the provisions of law, the petitioner and their spouse have a total average monthly actual income of no more than 40 million VND calculated according to the Salary and Wages Table certified by the agency, unit, or business where the subject works.

(iii) The time to determine income conditions as prescribed in points (i), points (ii) is within 12 consecutive months, calculated from the time the competent authority performs the confirmation.

(iv) Based on the conditions and income levels of each area in the area, preferential housing policies for cadres, civil servants, public employees, and the number of dependents according to the provisions of law, the Provincial People's Committee is allowed to decide on the adjustment coefficient of income levels specified in points (i), points (ii) but not exceeding the ratio between average per capita income in the locality and average per capita income of the whole country; decide on policies to encourage access to social housing for subjects entitled to social housing support policies with three or more dependents in the same household.

(2) In case the subject specified in Clause 5, Article 76 of the 2023 Housing Law does not have a labor contract, it must ensure income conditions as prescribed in Clause (1) and be certified by the commune-level police agency at the place of permanent or temporary residence or current residence.

Within 7 days from the date of receiving the request for confirmation, the commune-level police where the citizen is permanently residing or temporarily residing or the current residence at the time the citizen requests, are responsible for confirming information including: Full name, middle name and name; Date, month, year of birth; gender; personal identification number; date, month, year of issuance of ID card/citizen identification card; permanent residence/temporary residence/current residence.

Citizens are responsible for declaring and committing to information on average monthly income. Commune-level police coordinate with relevant agencies in verifying and post-checking information on average monthly income of citizens for necessary cases.

The application form confirming the income conditions specified in this clause is also a document proving the beneficiaries of social housing support policies.

Như Hạ (T/H)
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