Lawyer Nguyen Vo Khai - Mai Kim Thach Law Office (Ho Chi Minh City Bar Association) - shared that social housing is a support for low-income individuals, helping them have the opportunity to own a house, creating confidence to settle down and attract workers to developing economic areas. Although the selling price of social housing has been clearly approved by the authorities, when it reaches the buyer, the actual price may be higher due to "additional" expenses outside the regulations such as " limited" expenses to be considered, or through the form of buying back a plot.
According to Lawyer Nguyen Vo Khai, the cause of the above situation is due to loopholes in the "request - give" mechanism, the situation of "going to the back door", leading to easily giving the wrong amount to "brokers" or speculators, creating a premise for raising social housing prices. As a result, this support policy is different from the original target.
Although the approval process has been strictly regulated on documents, the implementation process is still loose, especially in receiving applications for purchasing social housing, checking and appraising buyer applications. Taking advantage of the great demand of workers, some subjects have "sms up" agreements to push up selling prices, earning more illegal profits. Along with that, the lack of transparency in information makes workers not know the listed prices, not have direct access to public lists but have to go through "brokers" or "real estate brokers". The referee's sanctions were not strong enough, causing violations to recur in many places without real deterrence.
Lawyer Nguyen Vo Khai proposed to publicize and digitize the entire process of buying and selling social housing.From the list of registered parties, the approval results to the selling price and project information must be publicly updated on the electronic information portal of the locality and the Ministry of Construction.Lawyer Nguyen Vo Khai also emphasized the need to strengthen independent inspection and examination of social housing projects.Each distribution stage must be supervised by authorities and socio-political organizations, avoiding the situation of "going to the back door".
Lawyer Nguyen Vo Khai said that it is necessary to add more severe sanctions for acts of selling at the wrong price, selling to the wrong subjects, including illegal profiteering, suspending or banning investors from participating in social housing projects for a long time. At the same time, it is necessary to clearly define the personal responsibilities of leaders and officers in charge of the social housing sector in the locality. When violations of prices or subjects occur, responsibility must be paid to the signer, not just at the level of "taking advantage". Only then can management work be practical and sustainable.
To avoid being scammed by brokers and "land brokers" when buying social housing, lawyer Nguyen Vo Khai recommends that employees only work with project investors who are licensed to invest in social housing projects and have a public and clear notice of selling social housing.Buyers absolutely must not transfer money, deposit or sign a sales contract without a document confirming eligibility for transfer from the Department of Construction.It is necessary to be vigilant with advertisements such as " having internal quotas" and "going to the back door" because it is easy to lose money without having a house.When signing a sales contract, it must be notarized in accordance with legal regulations.
Lawyer Nguyen Vo Khai also noted that workers should carefully research the conditions, subjects and procedures for considering the purchase of social housing. In addition to preparing a complete dossier, buyers need to proactively reserve financial resources in accordance with the value of the apartment, choose the right project and legal investor. Absolutely do not trust brokers, do not sign handwritten documents, do not transfer money to "hold a spot". At the same time, it is advisable to monitor notices from the Department of Construction, the Provincial People's Committee or the investor about the time of receiving the documents. Buying social housing is not easy, but if workers prepare carefully and proactively find information, the opportunity to settle down will be closer than ever.
