On April 23, Kien Long Commercial Joint Stock Bank (KienlongBank; HOSE: KLB) successfully held the 2026 Annual General Meeting of Shareholders in online form. With a high consensus rate, shareholders approved many important contents related to the bank's development strategy in the coming time.
Reporting at the Congress, bank leaders said that 2025 - the milestone marking the 30th anniversary of its establishment - marked a pivotal year with the most impressive business results in KienlongBank's operating history. The bank recorded pre-tax profit of 2,323 billion VND, completing 168% of the set plan.
Effective indicators such as ROE, NIM and ROA are all in the leading group of the whole industry. This result comes from the "Digital Age Breakthrough" strategy, in which 98% of customer transactions have been carried out through digital channels.
Notably, the deployment of the Kiloba AI artificial intelligence model into the core process has helped the bank optimize operations, reduce costs, and improve service personalization and risk control capabilities.
Besides technology factors, KienlongBank also emphasizes the role of innovative corporate culture and a high-quality human resources team. The 5.0 human resource capacity framework along with a flexible and adaptable spirit has contributed to creating strong growth momentum in the past year.
At the General Meeting, shareholders approved the business plan for 2026 with a pre-tax profit target of VND 2,600 billion, an increase of 12% compared to the results of 2025. Indicators on total assets, capital mobilization and outstanding credit are expected to grow from 12-14%.
The General Meeting also agreed on a plan to increase charter capital to over 7,500 billion VND, while maintaining the 2026 dividend policy at 29.5%, in order to ensure harmony between shareholder interests and long-term growth goals.
Another notable content is the approval of the plan to move the headquarters from An Giang to Dong Nai. This is a locality with the fourth largest economic scale in the country and is expected to become a centrally-run city in the near future.
According to KienlongBank, this shift helps the bank to anticipate development opportunities at a new growth pole, while creating a competitive advantage when participating in the process of building smart cities and innovative ecosystems.
Right in the first quarter of 2026, KienlongBank recorded pre-tax profit of 522 billion VND, an increase of 50% compared to the same period last year. This result reflects the effectiveness of reducing operating costs thanks to the application of technology, as well as the credit structure - capital sources are controlled in a safe and efficient direction.
Bank representatives said that optimizing processes using AI and streamlining the apparatus according to the 5.0 capacity framework will continue to be the foundation for improving management efficiency this year.
Closing the 2026 General Meeting of Shareholders, KienlongBank affirmed its development orientation according to a roadmap that is both ambitious and practical. Policy decisions on capital increase, digital transformation and repositioning of operating areas are expected to open up new growth potential, enhancing value for shareholders, partners and the community.
