Bank interest rates today 11.2: Strange development market

The trend of reducing interest rates at the beginning of the year

TPBank mobilized interest rates decreased in many terms. Accordingly, terms 1 and 2 months decreased by 0.2%/year to 3.5%and 3.7%/year; 3 -month term decreased by 0.2%/year to 3.8%/year; 12 -month term decreased by 0.1%/year to 5.2%/year;

Thus, since the beginning of February until now, 5 banks have adjusted the mobilized interest rate. In particular, Techcombank and Eximbank increased - decreased mixed; Bac A Bank reduces interest rates all terms; Agribank and TPBank also adjusted many terms.

Previously, in January 2025, 11 banks raised interest rates, including: Agribank, Bac A Bank, NCB, MBV, ABBank, Eximbank, Vietbank, Kienlong Bank, Cake by VPBank, BAOVIET BANK and BVBank. In contrast, some other banks, including NCB, Agribank, ABBank, SeABank, Nam A Bank, Techcombank and Bac A Bank, adjusted interest rates in some terms.

By the beginning of February 2025, the market was slow and tended to be contrary to the previous months, the trend of interest rate reduction takes place more clearly, with a decrease in many banks, especially in terms of terms. short.

The highest special interest rate 7-9%

The highest interest rate for 12 months up to 7-9%, but to enjoy this interest rate, customers must meet the special conditions.

PVcomBank led with a special interest rate of 9%/year for a term of 12-13 months when sending money at the counter. Applicable conditions are customers who must maintain a minimum balance of VND 2,000 billion.

HDBank applies interest rates 8.1%/year for 13 -month term and 7.7%/year for 12 -month term, provided that maintain a minimum balance of VND 500 billion. In addition, the 18 -month term is applied by 6%.

MSB lists interest rate of 8%/year for 13 -month term and 7%/year for 12 -month term. The accompanying conditions are the minimum deposit of VND 500 billion from new open savings books or automatically renewed from January 1, 2018.

Dong A Bank applies the interest rate of 7.5%/year for term deposits of 13 months or more, with a minimum amount of VND 200 billion. The 24 -month term is applied by the interest rate of 6.1%/year.

Bac A Bank has the highest interest rate of 6.2%/year for a term of 18-36 months, with a deposit of over 1 billion dong.

Banks push interest rates exceeding 6%

Currently, the interest rate is over 6%/year being listed by many banks for long deposit terms but does not require a minimum deposit amount.

Eximbank applies the interest rate of 6.2-6.6%/year for terms of 15-34 months long; BVBank applied 6.05% interest rates, 12-month term, 6.25% for 15-month term, 6.35% for terms of 18 and 6.45% for terms 24-36 months;

IVB applies the highest interest rate of 6.45%/year for terms of 5 - 15 years, 6.25%/year for 48 -month term, 6.15%/year for terms of 36 months and 6.05 /year for 12 -month term; Kienlong Bank applies an interest rate of 6.1% for 12-24 months, 6.3% for 36-month term and 6.4% for 60-month term;

GPBank applies the interest rate of 6.05%/year for 12-month term and 6.15%/year for terms of 13-36 months. Cake by VPBank applies 6%/year interest rate for 12-18 months and 6.3%/year for terms 24-36 months; OceanBank applied 6.1% interest rate for 24 -month term;

VRB and Dong A Bank applied 6% interest rates for 24 -month term; VietABank applied 6% interest rate for 36 months; Saigonbank applies 6% interest rates for terms 13, 18 and 24 months, 6.1% for 36 -month term; HDBank applies 6% interest rates for 15 -month term and 6.1% for 18 -month term; BAOVIET Bank applies 6% interest rates for terms 15, 18, 24 and 36 months; ABBank applies 6% interest rate for 12 -month term; CB applies 6% interest rates for terms of 12 months or more.

Statistics of banks with the highest savings deposit interest rates today:

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