Military Commercial Joint Stock Bank (MB) is implementing a preferential program for new customers, plus 2.2%/year savings interest rate, thereby bringing the post-preferential interest rate to 8%/year.
The program applies when customers open a fixed deposit on the MBBank App, choose the form of interest payment at the end of the term and deposit in terms from 1-6 months. The minimum deposit amount to participate in the program is 1 million VND and each customer will only enjoy the incentive once.
The subjects to whom MB applies incentives are customers who have not opened digital deposits on the MBBank App in 2026. For deposits that fully meet the conditions, customers are given an additional 2.2%/year to the applied interest rate.
After adding incentives, the savings interest rate can reach a maximum of 8%/year. However, MB notes that if the interest rate after incentives exceeds the interest rate ceiling prescribed by the State Bank, the actual interest rate applied will be limited to the ceiling level according to regulations.
Thus, customers belonging to the program's target group can enjoy higher interest rates when opening digital deposits for the first time on the MBBank App this year, provided that they meet the requirements for products, terms and minimum deposit amount.
Previously, Cake by VPBank also announced an additional interest rate of 2%/year, pushing the actual received interest rate for eligible customers up to 9.4%/year.
Cake by VPBank is listing end-of-term interest deposit interest rates for terms of 6-9 months at 7.2%/year. If you choose the form of receiving interest at the beginning of the term, receiving interest monthly or quarterly, customers will enjoy interest rates of 6.78%/year, 7.02%/year and 7.09%/year respectively.
For terms from 10-24 months, Cake by VPBank applies an interest rate of 7.4%/year.
Notably, the bank is implementing a preferential program adding 2%/year for customers who deposit savings for the first time from 100,000 VND, applied to terms from 6-12 months on the CAKE BANK application. The program takes place from August 1 to the end of August 31, 2026. This preferential rate has increased by 0.2% compared to the previous month.
Thus, after adding incentives, the actual received interest rate at Cake by VPBank for some deposits from 6-9 months can be up to 9.2%, the term of 10-24 months up to 9.4%/year.
Comparing the highest 3-month term bank interest rates
The highest 6-month term bank savings interest rate today
For 12-month savings, which bank has the highest interest rate?
Highest bank interest rate for 24-month term
Interest rate information is for reference only and may change in each period. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles about interest rates HERE.
