Bank interest rates today, February 28: A series of banks adjust

A series of banks adjust interest rates in February

Since the beginning of February 2025, 13 banks have adjusted deposit interest rates.

In which, banks increased interest rates including: Techcombank (increased interest rates for 6-36 month terms); Viet A Bank (increased interest rates for 12-36 month terms); BaoViet Bank (increased interest rates for 1-month terms).

Banks adjusted in opposite directions: Eximbank (increased interest rates for 1-12 months, reduced interest rates for 15-36 months, reduced interest rates for 15-36 months, and reduced terms for 6-36 months); Vikki Bank (increased terms for 1-8 months and 12 months, reduced interest rates for 13-36 months); VietBank (increased interest rates for 1-5 month and 7-9 months, reduced interest rates for 1-5 month terms).

Banks that have reduced interest rates include: TPBank (reduced interest rates for terms of 1 - 2 - 3 and 12 months); Bac A Bank (reduced interest rates for terms of 1-36 months); MSB (reduced interest rates for terms of 1-5 months and 12-36 months); KienlongBank (reduced interest rates for 1-36 months); BVBank (reduced interest rates for terms of 6 months or more); Vietcombank (reduced deposit interest rates for terms of 1-2 months, 3 - 5 months and 6 - 11 months).

Banks with interest rates exceeding 6%

Currently, interest rates above 6%/year are being listed by many banks for long-term deposits but do not require a minimum deposit amount.

Eximbank applies an interest rate of 6% for an 18-month term, 6.1% for a 24-36 month term; BVBank applies an interest rate of 6% for an 18-month term, 6.05% for a 24-month term.

IVB applies the highest interest rate of 6.45%/year for a term of 5 - 15 years, 6.25%/year for a term of 48 months, 6.15%/year for a term of 36 months and 6.05/year for a term of 12 months.

GPBank applies an interest rate of 6.05%/year for a 12-month term and 6.15%/year for terms from 13-36 months. Cake by VPBank applies an interest rate of 6%/year for a term of 12-18 months and 6.3%/year for a term of 24-36 months; OceanBank applies an interest rate of 6.1% for a term of 24 months;

VRB and Dong A Bank apply an interest rate of 6% for a 24-month term; VietABank applies an interest rate of 6% for a 18- and 24-month term at 6%/year, 6.1% for a 36-month term; SaigonBank applies an interest rate of 6% for a 13, 18 and 24-month term, 6.1% for a 36-month term; HDBank applies an interest rate of 6% for a 15-month term and 6.1% for a 18-month term; BAOVIET Bank applies an interest rate of 6% for a 15, 18, 24 and 36-month term; ABBank applies an interest rate of 6% for a 12-month term; CB applies an interest rate of 6% for terms of 12 months or more.

Highest special interest rate 7-9%

The highest interest rate for 12-month terms is up to 7-9%, but to enjoy this interest rate, customers must meet special conditions.

PVcomBank leads with a special interest rate of 9%/year for a term of 12-13 months when depositing money at the counter. The applicable condition is that customers must maintain a minimum balance of VND 2,000 billion.

HDBank applies an interest rate of 8.1%/year for a 13-month term and 7.7%/year for a 12-month term, with the condition of maintaining a minimum balance of VND500 billion. In addition, the 18-month term is subject to a 6% interest rate.

MSB listed an interest rate of 7%/year for a term of 12 and 13 months. The condition is that the minimum deposit is 500 billion VND from newly opened or automatically renewed savings books from January 1, 2018.

Dong A Bank applies an interest rate of 7.5%/year for term deposits of 13 months or more, with a minimum amount of VND200 billion.

Statistics of banks with the highest savings interest rates today:

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