Bank interest rates today, July 29: Continue to adjust

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Bank interest rates today, July 29th: More banks adjust interest rates. Summary of savings interest rates of more than 30 newest banks.

Bao Viet Commercial Joint Stock Bank (BaoViet Bank) has just adjusted down the deposit interest rate applied to online savings deposits.

BaoViet Bank reduced 0.2 percentage points for terms from 6-36 months. After adjustment, the online savings interest rate for interest paid at the end of terms from 6-11 months is listed at 6.4%/year, while terms from 12-36 months apply an interest rate of 6.5%/year.

For terms under 6 months, BaoViet Bank maintains the deposit interest rate unchanged. In which, the interest rate for terms of 7 days, 14 days and 21 days is 0.3%/year, while terms from 1-5 months are applied at 4.75%/year.

Previously, deposit interest rates at some banks also had adjustments. In which, VPBank increased interest rates for many terms, notably terms of 6 months, 9 months, 12 months and 24 months, while keeping the interest rate for the 36-month term unchanged. The highest interest rate is applied to online deposits from 50 billion VND or more, up to 9%/year for terms from 6-12 months.

In the opposite direction, VIB reduced interest rates by 0.2-0.5 percentage points for some terms. After adjustment, deposit interest rates at the counter ranged from 4.25-6.5%/year, while online deposit interest rates ranged from 4.35-7%/year, depending on the term and deposit limit.

Comparing the highest 3-month term bank interest rates

So sánh lãi suất ngân hàng cao nhất ở kỳ hạn 3 tháng. Đồ họa: AI
Comparing the highest bank interest rate for a 3-month term. Graphics: AI

The highest 6-month term bank savings interest rate today

So sánh lãi suất ngân hàng cao nhất ở kỳ hạn 6 tháng. Đồ họa: AI
Comparing the highest bank interest rate for a 6-month term. Graphics: AI

For 12-month savings, which bank has the highest interest rate?

So sánh lãi suất ngân hàng cao nhất ở kỳ hạn 12 tháng. Đồ họa: AI
Comparing the highest bank interest rate for a 12-month term. Graphics: AI

Highest bank interest rate for 24-month term

So sánh lãi suất ngân hàng cao nhất ở kỳ hạn 24 tháng. Đồ họa: AI
Comparing the highest bank interest rate for a 24-month term. Graphics: AI

Interest rate information is for reference only and may change in each period. Please contact the nearest bank transaction point or hotline for specific advice.

Readers can refer to more articles about interest rates HERE.

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