According to a survey by Lao Dong Newspaper reporters, deposit interest rates for 13-month terms are being listed at attractive levels by many banks, including both commonly applied interest rates and interest rates with special conditions.
In the regular interest rate group, Saigonbank currently applies an online savings interest rate of 7.9%/year for a 13-month term, which is also the highest interest rate in the bank's listing. Meanwhile, the 12-month term interest rate is listed at 6.7%/year and the 18-month term at 6.5%/year.
For deposits with special conditions, PVcomBank is applying the highest interest rate on the market, up to 10%/year for 12-13 month term deposits, with interest paid at the end of the term. However, this interest rate is only applied to customers who deposit money at the counter with amounts from 2,000 billion VND or more.
Next is MSB with an interest rate of 9%/year for 12- or 13-month term deposits. The applicable condition is that the newly opened or opened savings book from January 1, 2018 is automatically renewed, and has a minimum balance of 500 billion VND.
HDBank applies an interest rate of 7.6%/year for a 13-month term, provided that customers maintain a minimum deposit balance of 500 billion VND. Under normal conditions, HDBank lists an interest rate of 5.5%/year for online deposits and 5.4%/year for deposits at counters.
In the normal interest rate group, some banks with outstanding 13-month term interest rates can be mentioned such as Cake by VPBank, VCBNeo, Bac A Bank...
In which, Cake by VPBank is listing an interest rate of 7.4%/year for a 13-month term when customers receive interest at the end of the term. This is also the highest interest rate that the bank applies for terms from 10-24 months.
Comparing the highest 3-month term bank interest rates
The highest 6-month term bank savings interest rate today
For 12-month savings, which bank has the highest interest rate?
Highest bank interest rate for 24-month term
Interest rate information is for reference only and may change in each period. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles about interest rates HERE.
