Since the beginning of November, 5 banks have adjusted interest rates up, including VIB, MB, Agribank, Techcombank and ABBank.
Which bank has interest rate from 7.0%/year?
Many commercial banks currently list special interest rates ranging from 6.0-9.5%/year with different deposit conditions.
The highest interest rate on the market is 9.5%/year listed at PVcomBank. PVcomBank customers will enjoy a special interest rate of 9.5%/year when having a new deposit balance of 2,000 billion VND or more.
HDBank also listed a special interest rate of 7.7%/year for a 12-month term and 8.1%/year for a 13-month term. Applicable to savings of at least VND500 billion/savings card, not applicable to mobilization in the form of interest at the beginning of the term or periodic interest.
Dong A Bank is listing a special interest rate of 7.5%/year for customers depositing for a term of 13 months or more, with interest at the end of the term for deposits of VND 200 billion or more, for a period of 365 days/year.
MSB currently offers a special interest rate of 7.0%/year to customers with newly opened savings books or savings books opened from January 1, 2018, automatically renewed with a deposit term of 12 months, 13 months and a deposit amount of VND 500 billion or more.
High interest rates without billions of dong conditions
For the 1-month term, Bac A Bank leads with an interest rate of 4.15%/year. OceanBank follows with an interest rate of 4.1%/year; Eximbank, Dong A Bank, OCB, NCB, MSB currently pay interest of 3.9%/year for this term.
At the 3-month term, Bac A Bank leads with an interest rate of 4.45%/year. Followed by OceanBank with an interest rate of 4.4%/year and Eximbank with an interest rate of 4.3%/year.
At the 6-month term, Bac A Bank currently pays the highest interest rate of 5.6%/year. Followed by NCB, Dong A Bank with interest rate of 5.55%/year and interest rate of 5.4%/year listed at OceanBank.
At the 9-month term, Bac A Bank currently pays an interest rate of 5.7%/year; NCB currently pays an interest rate of 5.65%/year. Following is the interest rate of 5.55%/year listed at Dong A Bank.
For a 12-month term, Bac A Bank currently offers the highest interest rate of 6.0%/year. This is followed by an interest rate of 5.9%/year at ABBank and an interest rate of 5.8%/year at OceanBank, Dong A Bank, NCB, BVBank, SaigonBank and BaovietBank.
(See the highest interest rates HERE)
Details of deposit interest rates at banks, updated on November 10, 2024
