People's spending during Tet usually increases by 20-30% compared to normal months, focusing on items such as consumer goods, fashion and travel... At the same time, at the end of the year, many expenses and prices of goods and services also fluctuate. How to allocate spending appropriately is a headache for many families today.
Ms. Thao Nhi (Binh Duong) has been busy shopping for Tet for her family for a few weeks. Ms. Nhi said that this year there are many expenses such as shopping for the family, Tet gifts for both sides of the family, travel for the whole family..., so she calculated quite carefully to avoid too much deficit. "I make a detailed shopping list and prioritize paying by credit card because I can enjoy many promotional programs, especially cashback and can switch to 0% installment payment", she shared.
The trend of spending via credit cards as above has also become popular when banks continuously launch many more attractive incentive programs compared to cash payments. Affiliated partners cover many fields so shopping becomes easier than ever.
At Nam A Bank, during Tet, the bank has implemented many promotional programs to attract customers, especially when customers spend and shop via credit cards.
Specifically, for Nam A Bank JCB credit cardholders, discounts of up to 50% on applications such as Grab, Be, Xanh SM. Discounts of up to 1 million VND when spending on shopping or using services at major systems such as FPTShop, Shopee, CGV, Uniqlo, restaurants and cafes.
This year, workers will have 9 days off, providing an ideal opportunity for families to plan meaningful trips and vacations. Nam A Bank JCB Platinum credit cardholders have the opportunity to enjoy free lounge privileges at Vietnamese airports (international/domestic terminals) when meeting the foreign currency spending conditions from the JCB Premium Service program or Nam A Bank Premier Lounge, 30% discount up to 1 million VND/bill at 33 Japanese restaurants and high-end restaurants selected by Michelin in Vietnam.
In addition, Nam A Bank has cooperated with many partners to launch attractive promotions such as booking rooms and airline tickets with discounts up to 300,000 VND on Traveloka.
In addition, Nam A Bank JCB credit cardholders also have the opportunity to receive 6 free trips to Japan when participating in the program "Touch JCB card, travel to Japan for free". The total prize value of the program is more than 1 billion VND along with thousands of e-vouchers each month, used at more than 300 famous brands nationwide.
Meanwhile, with the Happy Lady card line, Nam A Bank has launched a preferential program of up to 20% cashback for transactions at supermarket, restaurant and travel systems, free 0% installment payment up to 3 million VND at any agent. New cardholders are also exempted from annual fees for 3 years.
Nam A Bank not only provides flexible financial solutions but also contributes to enhancing the shopping experience during Tet. Choosing appropriate payment methods will help customers save time and money, thereby effectively balancing their financial plans.