5 banks with the highest 6-month savings interest rates on the market today

Thạch Lam |

According to a survey conducted by Lao Dong Newspaper on May 16, 2025 with nearly 30 banks, the 6-month savings interest rate is fluctuating from 3 - 5.7%/year.

Cake by VPBank is listing the highest interest rate for 6-month deposits at 5.7%/year when customers receive interest at the end of the term. When customers receive interest at the beginning of the term, monthly and quarterly, they will receive interest rates of 5.48% and 5.61% and 5.65%/year, respectively.

Cake by VPBank is listing the highest interest rate at 6% when customers deposit money for a term of 12-36 months.

Bieu lai suat tiet kiem Cake by VPBank. Anh: Cake by VPBank
Cake by VPBank savings interest rate table. Photo: Cake by VPBank

GPBank lists the highest interest rate for a 6-month term at 5.65%/year when customers deposit money online and receive interest at the end of the term. Currently, GPBank is listing the highest interest rate at 5.95% when customers deposit money for 12 months or more.

Bieu lai suat tiet kiem GPBank. Anh: GPBank
GPBank savings interest rate table. Photo: GPBank

ABBank is listing the highest interest rate for a 6-month term at 5.4%/year when customers deposit money online and receive interest at the end of the term.

Bieu lai suat tiet kiem ABBank. Anh: ABBank
ABBank savings interest rate table. Photo: ABBank

CBBank is listing the highest interest rate for 6-month deposits at 5.4%/year when customers deposit money online. Currently, CBBank is listing the highest interest rate at 5.55% when customers deposit money online from 13-50 months.

Bieu lai suat tiet kiem GPBank. Anh: GPBank
GPBank savings interest rate table. Photo: GPBank

Similarly, VietBank is listing the highest interest rate for a 6-month term at 5.4%/year when customers deposit money online for a term.

Bieu lai suat tiet kiem VietBank. Anh: VietBank
VietBank savings interest rate table. Photo: VietBank

How to receive interest if you deposit for 6 months?

Formula for calculating 6-month savings interest at the bank:

Interest = Deposit x interest rate (%)/12 months x number of months deposited

Deposit 500 million VND in Bank A, with an interest rate of 5.7% for a 6-month term. The interest you receive is estimated at:

500 million VND x 5.7%/12 x 6 months = 14.25 million VND.

Deposit 200 million VND in Bank A, with an interest rate of 5.7% for a 6-month term. The interest you receive is estimated at:

200 million VND x 5.7%/12 x 6 months = 5.7 million VND.

Before depositing savings, readers should compare savings interest rates between banks and interest rates between terms to enjoy the highest interest.

* Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.

Readers can refer to more articles on interest rates HERE.

Thạch Lam
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