Interest rate fluctuations of Agribank, VietinBank, Vietcombank and BIDV

Khương Duy |

Below are details of savings interest rates at Agribank, Vietcombank, VietinBank and BIDV on January 20, 2025.

Latest interest rates of Agribank, VietinBank, Vietcombank and BIDV

According to Lao Dong reporter's records with 4 banks Vietcombank, Agribank, VietinBank and BIDV on January 20, 2025, the mobilization interest rate table is being listed around the threshold of 1.9-4.8%/year.

Of these, Agribank and VietinBank have the highest interest rates (4.8% for terms over 24 months). BIDV's interest rates currently range from 2-4.7%/year, while Vietcombank's interest rates range from 1.9-4.7%/year.

Below are the latest Big 4 interest rate details:

Bang lai suat ngan hang nhom Big 4 ngay 20.1.2025. Bang: Khuong Duy
Big 4 bank interest rate table on January 20, 2025. Table: Khuong Duy
So sanh lai suat nhom Big 4. Don vi tinh: %/nam. Bieu do: Khuong Duy
Compare interest rates of Big 4 group. Unit: %/year. Chart: Khuong Duy

Below is a detailed update of interest rates of banks in the Big 4 group:

Cap nhat bieu lai suat cua Vietcombank ngay 8.8.2024.
Update Vietcombank's interest rate table on January 20, 2025.
Cap nhat bieu lai suat cua BIDV ngay 1.1.2025.
Updated BIDV interest rate table on January 20, 2025.
Cap nhat bieu lai suat cua VietinBank ngay 5.8.2024.
Update VietinBank's interest rate table on January 20, 2025.
Cap nhat bieu lai suat cua Agribank ngay 20.1.2025.
Update Agribank interest rate table on January 20, 2025.

How much interest do you get if you save 100 million VND at Big 4?

To calculate interest on savings deposits at the bank, you can apply the formula:

Interest = deposit x interest rate %/12 x number of months of deposit

For example, if you deposit 100 million VND for a 24-month term at Bank A with an interest rate of 4.7%/year, you can receive: 100 million VND x 4.7%/12 x 24 = 9.4 million VND.

With the same amount and term above, if you save at Bank B with an interest rate of 4.8%, the interest you receive will be: 100 million VND x 4.8%/12 x 24 = 9.6 million VND.

In addition, readers can refer to interest rates of some other banks through the following table.

Bieu lai suat mot so ngan hang ngay 19.1.2025. Bang:
Interest rate table of some banks on January 19, 2025. Table:

Many banks list interest rates at high levels, up to 7-9.5%/year. However, to receive this interest rate, special conditions must be met.

PVcomBank is currently leading in special interest rates when customers deposit money at the counter, with 9.5% for a term of 12-13 months. However, the condition to receive this interest rate is that customers must have a minimum deposit balance of VND 2,000 billion.

Next is HDBank with a particularly high interest rate, up to 8.1%/year for a 13-month term and 7.7% for a 12-month term, with a minimum balance of VND500 billion. This bank also applies a 6% interest rate for an 18-month term.

MSB applies interest rates for deposits at the counter up to 8%/year for a 13-month term and 7% for a 12-month term. The applicable conditions are that the savings book is newly opened or the savings book is opened from January 1, 2018, automatically renewed with a term of 12 months, 13 months and the deposit amount is from 500 billion VND.

Dong A Bank has a deposit interest rate of 13 months or more, with the final interest rate applied to deposits of 200 billion VND or more at 7.5%/year. This bank also applies an interest rate of 6.1% for a 24-month term.

Bac A Bank applies an interest rate of 6%/year for a 12-month term; 6.1%/year for a 13-15 month term; 6.4%/year for a 18-36 month term. Conditions apply to deposits over 1 billion VND.

* Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.

Khương Duy
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