Latest interest rates of Agribank, VietinBank, Vietcombank and BIDV
Recorded by Lao Dong reporter with 4 banks Vietcombank, Agribank, VietinBank and BIDV on August 20, 2024, the mobilization interest rate schedule is listed around the threshold of 1.6-4.8%/year.
Among them, VietinBank has the highest interest rate (4.8% for terms over 24 months); Agribank fluctuates between 1.6-4.8%/year. Followed by BIDV interest rates currently fluctuating in the range of 1.7-4.7%/year, Vietcombank interest rates currently fluctuating in the range of 1.6-4.7%/year.
Below are details of the latest Big 4 interest rates:
Below are detailed updates on interest rates for banks in the Big 4 group:
In addition, readers can refer to the interest rates of some other banks through the following table:
How to save 300 million VND at Big 4 to receive interest?
To calculate interest on savings at the bank, you can apply the formula:
Interest = deposit x interest rate %/12 x number of months deposited
For example, if you deposit 300 million VND for a 24-month term at Bank A with an interest rate of 4.7%/year, you can receive: 300 million VND x 4.7%/12 x 24 = 28.2 million VND.
With the same amount and term above, if you deposit savings at Bank B with an interest rate of 4.8%, the interest you receive will be: 300 million VND x 4.8%/12 x 24 = 28.8 million copper.
* Information on interest rates is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.
