Borrow money

Ngọc Dủ |

I hang out with a group of close friends, all of whom have stable jobs at the age of 35. We often share many things in life with each other, and don't hesitate to help each other when someone is in trouble.

Last month, I received a call from a close friend in the group who wanted to borrow 10 million VND to make ends meet because he had not received his salary yet. I happily agreed to help him.

You promised to send it back after 2 weeks, I agreed and didn’t ask much about it. However, by the 3rd week, I still saw that you were “missing”. This friend didn’t even go out for coffee with the group on the weekend after borrowing money from me.

After a month of waiting, I felt that things were not going well so I called and texted, but my friend still had not responded and blamed me for "being a close friend but afraid that they will not pay". I unintentionally got a reputation as a selfish person, not knowing how to sympathize with friends when they are in difficult times.

But then I saw them posting pictures of traveling everywhere, even eating and partying in fancy, expensive places. I asked and found out that this friend thought I was financially stable so he was not interested in paying on time or even being able to pay whenever they wanted.

From my best friend's story, I really feel both uncomfortable and embarrassed. Every time I borrow money from someone, I always worry about it and try to find ways to pay it back, but I don't understand why there are still many people who take promises and paying back lightly like that?

I once heard someone talk about the “culture of borrowing money”: “If you lend someone 2 million VND and they pay it back on time, and then keep borrowing, then those 2 million VND are considered theirs because that is the value of the promise.”

If you keep your promise to me and pay on time, when you need the next installments, I will always be ready to lend because I have faith in them.
My friend may pay back the debt after a while.But in reality, our friendship has unintentionally had a crack that is difficult to mend.

Ngọc Dủ
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