In the 2025 school year, the level of health insurance contribution for students and pupils (HSSV) remains unchanged compared to the 2024 school year. However, from July 1, 2025 according to the new regulations, this group of subjects will receive a 50% increase in the minimum support level from the state budget to the contribution level (in 2024 it is 30%) so the total amount of money that HSSV actually pays for health insurance for the 2025-2026 school year is reduced compared to before.
In order for parents and students with high school education to better understand the regulations on participating in HSSV health insurance in the 2025-2026 school year, Vietnam Social Insurance provides specific information as follows:
Subjects participating in HSSV health insurance
The subjects participating in HSSV health insurance are HSSV students studying at educational institutions in the national education system, including civil students studying at military and People's Public Security schools (except for cases where they have participated in other groups).
Place of registration for HSSV health insurance payment
HSSV registers for health insurance participation procedures at the educational and training institution where they are studying and follows the instructions.
Method and level of payment for health insurance HSSV
- Regarding payment methods: Students are selected to pay health insurance periodically for 3 months, 6 months, 12 months.
- Regarding the monthly contribution rate: equal to 4.5% of the basic salary, corresponding to the contribution amount (excluding support from the state budget) is:
VND 2,340,000/month (basic salary) x 4.5% = VND 105,300/month VND 1,263,600/year)
Accordingly, the amount of health insurance participation of HSSV (after deducting the support reduction of 50% of the contribution from the State budget), specifically:
Payment for 03 months = 52,650 VND x 03 months = 157,950 VND
Payment for 06 months = 52,650 VND x 06 months = 315,900 VND
Payment for 12 months = 52,650 VND x 12 months = 631,800 VND
Health Insurance card validity period
a) For children from 0 to 6 years old:
- In case the child is born from September 30 onwards: the health insurance card is valid from the date of birth to September 30 of the year of the child, 72 months old.
- In case the child is born after September 30: the health insurance card is valid from the date of birth to the end of the last day of the month of the child, 72 months old.
b) For first-grade students:
- For children born from September 30 onwards: The validity of the health insurance card starts from October 1, the first year of primary school.
- For children born after September 30: The validity of the health insurance card is from the last day of the month of the child, 72 months old.
c) 12th grade students: The health insurance card is valid until September 30 of that year.
d) Admission to higher education institutions, vocational training institutions.
- First-year passenger insurance: The health insurance card is valid from the date of admission, except in cases where the 12th grade card is still valid.
- Year's pass: The health insurance card is valid until the last day of the month at the end of the course.
look up the validity period of the health insurance card
Students and parents can look up the validity period of the health insurance card on their own in the following ways:
- Access the Vietnam Social Insurance Electronic Information Portal at: https://baohiemxahoi.gov.vn/tracuu/Pages/tra-cuu-thoi-han-su-dung-the-bhyt.
- Call the hotline 1900.9068 of Vietnam Social Insurance for advice and support.
- Set up and use the application "VssID - Digital Social Insurance" to track and update information on health insurance payment and benefits.
