Foreign capital and credit flow strongly into real estate
According to data from the Statistics Office, Vietnam's economy in the first 7 months of 2025 recorded many signs of improvement. GDP in the second quarter of 2025 increased by 7.96% over the same period, registered FDI reached 13.6 billion USD (up 8.4%), while total retail sales of consumer goods and services increased by 9.3% to VND 3,993 billion.
In particular, the real estate sector shows clear attraction. Since the beginning of the year, nearly 3,000 new real estate enterprises have been established (up 7%), the number of enterprises returning to operation has reached 2,939 units (up 51%), while the number of enterprises that have stopped for a limited period has decreased by 2%.
Real estate continues to be an attractive destination for foreign capital. In the first 6 months of 2025, registered FDI capital in this field reached more than 4.8 billion USD, 2.4 times higher than the same period in 2024. In addition, many banks recorded real estate credit growth of 20-30%, three times higher than the general credit rate.
Interest rates increase sharply across the country
Data from Batdongsan.com.vn shows that in July 2025, the level of interest in real estate for sale increased by 13% and real estate for rent increased by 15% compared to the previous month. Hanoi and the old Ho Chi Minh City both recorded an increase of 11%, while the new Ho Chi Minh City (merging Binh Duong and Ba Ria - Vung Tau) increased by 13%. Other markets also increased by an average of 15%.
Analysts said that this trend comes from investors boosting sales before August, along with the positive effects of a series of infrastructure projects inaugurated on the occasion of the 80th anniversary of National Day on September 2.
In July, all types of real estate for sale including apartments, private houses, townhouses, villas, land, and project land all increased in interest by 10-15%. Real estate prices continue to increase over the past 2 years, in which land increased by 44% and apartments increased by 42% compared to the first quarter of 2024.
In the rental segment, the interest rate increased by 9-21% depending on the type. While rental prices have generally remained stable from the first quarter of 2024 to present, street-front houses alone have recorded a 7% price increase, reflecting the increasingly clear demand for commercial exploitation.
