Although the scams targeting pensioners and social insurance (SI) are not new and have been warned many times by the Social Insurance, the police and the bank in recent years, in reality, many people still fall into the trap. In particular, the elderly become the most vulnerable victims.
Popular scams
1. Call, text to impersonate social insurance or bank officers
The subjects claimed to be "pension support staff" to ask beneficiaries to provide personal information, bank card numbers or OTP codes, in order to appropriate money in their accounts.
Some scammers also sent fake links to social insurance information portals, causing the elderly to accidentally log in and have their accounts stolen.
2. Forged documents and pension records
Some bad guys convince the victim to sign the document "quick regime resolution", then edit the information and withdraw money from the pensioner. There are cases where they are required to pay fees for procedures or raise pensions ahead of schedule, which is actually a trick to appropriate property.
3. Fraud at payment points or bank transactions
The subjects impersonated pension payment employees, asking them to sign receipts or money transfers. Many victims later discovered that the money in their accounts had been deducted without them knowing it. In addition, sharing personal information with strangers, even through social networks, also creates opportunities for bad guys to conduct fraudulent transactions.
Preventive recommendations
Pensioners should absolutely not provide personal information, OTP code or bank card number to strangers. All requests from social insurance officers need to be verified through official channels.
Relatives should support the elderly in managing their accounts and monitoring notices from social insurance agencies and banks.
Raising awareness and carefully checking information is the most effective way to protect rights. Beware of sophisticated tricks to help pensioners avoid financial risks and protect their legitimate rights in daily life.
