Although still quite young, Mr. Huynh Trung Nghia (27 years old) - a worker in Tra Noc Industrial Park, Can Tho City (from An Giang) - has been interested in finding long-term stability from social housing (NOXH).
Current work and income here are stable, ranging from 7 - 9 million VND/month, depending on overtime. During peak season, this salary may be higher. Therefore, I intend to stay here to develop my career and live long-term, instead of having to struggle to return to my hometown to find a job," said Mr. Nghia.
According to the male worker, although there are many policies for lending to buy social housing, he has not yet considered which package is suitable for his income. The reason is that salary depends on overtime, while he himself has not saved much, so if there is a season of few goods, the monthly installment payment can put pressure on him.
After nearly 7 years of living in an old rented house, Mr. Nguyen Quoc Ven - a worker in Tra Noc Industrial Park, Can Tho City, is hesitating between staying in the city or returning to his hometown in Ca Mau. Mr. Ven said that he and his wife are both workers with a total current income ranging from 14 - 18 million VND/month. This amount of money seems fine, but when deducting living expenses, accommodation and tuition for his two young children, he has almost no extra.
"Although the rental price is cheap, life in a rented room is very mysterious, especially for older children. I always wish to have a house, no matter how small, so that my children have better space to study and develop. My wife and I have tried to save up, but with this momentum, we don't know when we will have enough money to pay in advance and take care of the monthly social housing contribution," Mr. Ven shared.
Having worked as a worker for 10 years, Ms. Le Thi Chua, a native of the old Hau Giang (now in Can Tho City), is also facing a difficult choice between work and family. The female worker confided that the couple had a young child, and due to unsuitable rental room conditions and difficulties in picking him up and dropping him off, they were forced to send their child back to their hometown to live with their grandparents.
"The couple rented a room to go to work and took the opportunity to visit their children on weekends. Honestly, without my parents around, I feel so sorry for them. My wish is to buy a house to carry my children to live with, the whole family is together. However, everything is beyond the current financial capacity, Ms. Chua said.
Ms. Chua said that her fixed income is only enough to cover basic expenses. She and her husband have to work overtime regularly to earn more income, hoping to have a little " space" each month to take care of their lives: "If there is a lot of overtime, I will have a surplus, but not always have a job. We are carefully considering the social housing loan policy packages, but we are still concerned about long-term debt repayment. Although we know there is support, the burden of paying in installments is still very large with the workers' salary".
